Credit Cards

We offer a variety of credit cards to suit different lifestyles, different needs. So choose the Southern Bank Visa^® credit card that's right for you and enjoy credit convenience everywhere you go. And credit card holders can earn BankMiles^® to fly anywhere, anytime, on any airline.

Classic card features

·         Instant cash advances at any ATM (PIN required)

·         Checks that let you access your credit line (upon request)

·         $150,000 Travel Accident Insurance with tickets purchased for any common carrier by using your card.

Gold/Platinum features

·         Premium cards, high credit limit

·         Instant cash advances at any ATM, (PIN required)

·         $500,000 Travel Accident Insurance with tickets purchased for any common carrier by using your card

·         Auto rental collision and loss damage insurance

·         Emergency ticket and cash replacement

·         Replacement of lost or stolen cards

·         Emergency medical and legal services while traveling

Credit Card Schedule of Fees

	Classic	Gold	Platinum
Annual Fee	$0	$0	$0
APR	Prime Plus 3.9% (Variable)	Prime Plus 2.5% (Variable)	Prime Plus 2.95% (Variable)

Account opening is subject to approval.

Member FDIC. Equal Housing Lender.