Plus Checking Account

Plus Checking is an interest-bearing account with loads of extras. There are no service charges as long as eligibility requirements are maintained.

Services provided are as follows:

• Free specially personalized checks (or a $5.00 credit toward any other check style.)
• Special rates on 6 and 12 month CDs ($5,000 minimum per CD)
• Free 3" x 5" safe deposit box (subject to availability)
• Visa^® Check Card or ATM available
• No service fees for traditional travelers checks
• No service fees for cashiers checks
• Free notary service, where available
• Personal Online Banking and Bill Pay services are available

Gold Checking Benefits can be added for an additional monthly fee of $4.95 .......................................Learn more >

In order to avoid service charges, one the following requirements must be maintained.

• Maintain a combined daily balance of $10,000 or more in a Plus Checking Account, one or more CDs, a Regular Savings Account, a Tiered Insured Money Market Savings Account, a Premium Tiered Insured Money Market Savings Account and/or one or more IRAs.
• Maintain a minimum daily ledger balance of $5,000 or more in a Regular Savings account
• Qualify for and receive a Southern Bank EquityLine credit line of $10,000 or more
• Qualify for and receive a Reserve Plus line of credit of $10,000 or more
• A Southern Bank mortgage loan made through Affiliated Mortgage Services (AMS) will now be a qualifier for the accounts' benefit package

The opening of a checking account is subject to approval.

Member FDIC. Equal Housing Lender.