Monthly Services Charges- Online Banking Account Access

* Online Banking and Bill Pay (including funds transfer capability) .........No Charge


Other Charges

* Proof of payment less than six months old for bill payment
not in dispute............................................................................................. $10.00
* Proof of payment more than six months old for bill payment
not in dispute .............................................................................................$15.00
* Payee returned payment due to customer error........................................ $15.00
* Fund retrieval letter to merchant due to customer error............................ $15.00
* Research from offline files($15.00 minimum) ...........................................$15.00/hr

You authorize us to charge your service charge account for the "other charges", if incurred. Charges will be imposed at the end of each statement cycle.