Individual Retirement Accounts - IRA Special Offer ........................< --- Back

185 Day Promo (IRA6 acct plan) - 0.90 rate / 0.90yield....effective May 17 , 2010

15 M Promo (IRA12 acct plan) - 1.39 rate / 1.40 yield ......effective May 17 , 2010

30 M Promo (IRA24 acct plan) - 2.13 rate / 2.15 yield.......effective May 17 , 2010
Minimum deposit to open is $100.00.

Maximum deposits of $5,000.00 per tax year or 100% of earned income, whichever is less.

Availability is restricted to personal and business households (including churches). No municipality/public funds are allowed for deposit into either of these CD products. Available only to current Southern Bank checking/DDA account customers.

*Annual Percentage Yield (APY) is based on a 365-day year or 366-day year in a leap year. Rates are subject to change on a daily basis without notice. Please contact your local Southern Bank branch for our most recent rates.

*A penalty may be imposed for early withdrawal.























Roth IRA - Roth IRA Special Offer
185 Day Promo (IRA6 acct plan) - 0.90rate / 0.90 yield....effective May 17 , 2010

15 M Promo (IRA12 acct plan) - 1.39 rate / 1.40 yield ......effective May 17 , 2010

30 M Promo (IRA24 acct plan) - 2.13 rate / 2.15 yield.......effective May 17 , 2010
Minimum deposit to open is $100.00. Available only to current Southern Bank checking/DDA account customers.
Maximum deposits of $5,000.00 per tax year or 100% of earned income, whichever is less.

Availability is restricted to personal and business households (including churches). No municipality/public funds are allowed for deposit into either of these CD products. Available only to current Southern Bank checking/DDA account customers.

*Annual Percentage Yield (APY) is based on a 365-day year or 366-day year in a leap year. Rates are subject to change on a daily basis without notice. Please contact your local Southern Bank branch for our most recent rates.

*A penalty may be imposed for early withdrawal.
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