Individual Retirement Accounts - IRA Special Offer...........................< --- Back

185 Day Promo (IRA6 acct plan) - 2.71 rate / 2.75 yield....effective May 27, 2008

13 M Promo (IRA12 acct plan) - 2.96 rate / 3.00 yield ......effective May 27, 2008

26 M Promo (IRA24 acct plan) - 3.20 rate / 3.25 yield.......effective May 27, 2008

38 M Promo (IRA36 acct plan) - 3.44 rate / 3.50 yield ......effective May 27, 2008
Minimum deposit to open is $100.00. Available to any IRA customer and no other account relationship with Southern Bank is required.

Maximum deposits of $5,000.00 per tax year or 100% of earned income, whichever is less.

*Annual Percentage Yield (APY) is based on a 365-day year or 366-day year in a leap year. Rates are subject to change on a daily basis without notice. Please contact your local Southern Bank branch for our most recent rates.

*A penalty may be imposed for early withdrawal.























Roth IRA - Special Offer
185 Day Promo (IRAR6 acct plan) - 2.71 rate / 2.75 yield....effective May 27, 2008

13 M Promo (IRAR12 acct plan) - 2.96 rate / 3.00 yield ......effective May 27, 2008

26 M Promo (IRAR24 acct plan) - 3.20 rate / 3.25 yield.......effective May 27, 2008

38 M Promo (IRAR36 acct plan) - 3.44 rate / 3.50 yield ......effective May 27, 2008
Minimum deposit to open is $100.00. Available to any IRA customer and no other account relationship with Southern Bank is required.

Maximum deposits of $5,000.00 per tax year or 100% of earned income, whichever is less.

*Annual Percentage Yield (APY) is based on a 365-day year or 366-day year in a leap year. Rates are subject to change on a daily basis without notice. Please contact your local Southern Bank branch for our most recent rates.

*A penalty may be imposed for early withdrawal.