I
ndividual Retirement Accounts
- IRA Special Offer ........................< --- Back

185 Day Promo (IRA6 acct plan) - 0.99 rate / 1.00 yield....effective September 21, 2009

13 M Promo (IRA12 acct plan) - 1.24 rate / 1.25 yield ......effective September 21, 2009

26 M Promo (IRA24 acct plan) - 1.73 rate / 1.75 yield ........ effective October 7, 2009
Minimum deposit to open is $100.00.

Maximum deposits of $5,000.00 per tax year or 100% of earned income, whichever is less.

Availability is restricted to personal and business households (including churches). No municipality/public funds are allowed for deposit into either of these CD products. Available only to current Southern Bank checking/DDA account customers.

*Annual Percentage Yield (APY) is based on a 365-day year or 366-day year in a leap year. Rates are subject to change on a daily basis without notice. Please contact your local Southern Bank branch for our most recent rates.

*A penalty may be imposed for early withdrawal.
























Roth IRA - Roth IRA Special Offer
185 Day Promo (Roth IRA6 acct plan) - 0.99 rate / 1.00 yield.....effective September 21, 2009

13 M Promo ( Roth IRA12 acct plan) - 1.24 rate / 1.25 yield ......effective September 21, 2009

26 M Promo ( Roth IRA24 acct plan) - 1.73 rate / 1.75 yield
........ effective October 7, 2009
Minimum deposit to open is $100.00. Available only to current Southern Bank checking/DDA account customers.

Maximum deposits of $5,000.00 per tax year or 100% of earned income, whichever is less.

Availability is restricted to personal and business households (including churches). No municipality/public funds are allowed for deposit into either of these CD products. Available only to current Southern Bank checking/DDA account customers.

*Annual Percentage Yield (APY) is based on a 365-day year or 366-day year in a leap year. Rates are subject to change on a daily basis without notice. Please contact your local Southern Bank branch for our most recent rates.

*A penalty may be imposed for early withdrawal.

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