(Rates
are subject to change on a daily basis without notice.
Please contact your local Southern Bank branch for our most recent rates.
A penalty may be imposed for early withdrawal.)
|
Term
|
Amount
|
Effective
Date
|
Rate
|
Annual
Percentage
Yield
|
|
7
- 31 Days
|
2,500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
01/24/08
03/10/08
01/24/08
|
0.80
0.80
0.90
|
0.80
0.80
0.90
|
|
32
- 90 Days
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
01/24/08
03/10/08
01/24/08
|
0.95
0.95
1.04
|
0.95
0.95
1.05
|
|
91
- 181 Days
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
01/24/08
03/10/08
01/24/08
|
1.09
1.09
1.19
|
1.10
1.10
1.20
|
|
182
- 364 Days
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
03/20/08
03/20/08
03/20/08
|
1.54
1.59
1.69
|
1.55
1.60
1.70
|
|
12
- 17 Mos
1 Year
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
03/20/08
03/20/08
03/20/08
|
1.83
1.93
1.98
|
1.85
1.95
2.00
|
|
1
Year
Multi-Option
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
03/20/08
03/20/08
03/20/08
|
1.73
1.73
1.93
|
1.75
1.85
1.95
|
|
18
- 23 Mos
18 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
03/10/08
03/10/08
02/13/08
|
1.78
1.78
1.98
|
1.80
1.85
2.00
|
|
24 Month
Step Rate
CD
|
500
- 99,999
Months 7 - 12
Months 13 - 18
Months 19 - 24
|
02/13/08
|
|
2.00
|
|
24
- 35 Mos
24 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/13/08
03/10/08
02/13/08
|
1.98
1.98
2.08
|
2.00
2.00
2.10
|
|
36
- 47 Mos
36 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
03/10/08
03/10/08
03/10/08
|
1.98
1.98
2.08
|
2.00
2.00
2.10
|
|
48
- 59 Mos
48 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/13/08
03/10/08
02/13/08
|
2.18
2.23
2.27
|
2.20
2.25
2.30
|
|
5
Years
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
03/10/08
03/10/08
03/10/08
|
2.18
2.18
2.27
|
2.20
2.20
2.30
|
| PLUS/PRIME
CERTIFICATES OF DEPOSIT: |
|
Term
|
Amount
|
Effective
Date
|
Rate
|
Annual
Percentage
Yield
|
|
182
- 364 Days
PLUS/PRIME
|
5,000
- 9,999
10,000 - 49,999
50,000 - 99,999
|
03/10/08
03/10/08
03/10/08
|
2.03
2.08
2.18
|
2.05
2.10
2.20
|
|
12
- 17 Mos
PLUS/PRIME
|
5,000
- 9,999
10,000 - 49,999
50,000 - 99,999
|
03/10/08
03/10/08
03/10/08
|
2.33
2.43
2.48
|
2.36
2.46
2.51
|
|