(Rates
are subject to change on a daily basis without notice.
Please contact your local Southern Bank branch for our most recent rates.
A penalty may be imposed for early withdrawal.)
|
Term
|
Amount
|
Effective
Date
|
Rate
|
Annual
Percentage
Yield
|
|
7
- 31 Days
|
2,500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/23/10
02/23/10
02/23/10
|
0.05
0.10
0.15
|
0.05
0.10
0.15
|
|
32
- 90 Days
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/23/10
02/23/10
02/23/10
|
0.20
0.20
0.25
|
0.20
0.20
0.25
|
|
91
- 181 Days
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/23/10
02/23/10
02/23/10
|
0.25
0.30
0.35
|
0.25
0.30
0.35
|
|
182
- 364 Days
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/23/10
02/23/10
02/23/10 |
0.40
0.45
0.55
|
0.40
0.45
0.55
|
|
12
- 17 Mos
1 Year
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/23/10
02/23/10
02/23/10
|
0.75
0.80
0.85
|
0.75
0.80
0.85
|
|
1
Year
Multi-Option
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/23/10
02/23/10
02/23/10
|
0.60
0.65
0.70
|
0.60
0.65
0.70
|
|
18
- 23 Mos
18 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/23/10
02/23/10
02/23/10
|
0.85
0.90
0.95
|
0.85
0.90
0.95
|
|
24 Month
Step Rate
CD
|
500
- 99,999
Months 7 - 12
Months 13 - 18
Months 19 - 24
|
02/23/10
|
|
0.95
|
|
24
- 35 Mos
24 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
10/27/09
10/27/09
10/27/09
|
1.09
1.14
1.19
|
1.10
1.15
1.20
|
|
36
- 47 Mos
36 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
10/27/09
10/27/09
10/7/09 |
1.29
1.34
1.39
|
1.30
1.35
1.40
|
|
48
- 59 Mos
48 Months
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
10/7/09
10/27/09
10/27/09
|
1.44
1.44
1.49
|
1.45
1.45
1.50
|
|
5
Years
|
500
- 9,999
10,000 - 49,999
50,000 - 99,999
|
10/7/09
10/27/09
10/27/09
|
1.49
1.49
1.54
|
1.50
1.50
1.55
|
| PLUS/PRIME
CERTIFICATES OF DEPOSIT: |
|
Term
|
Amount
|
Effective
Date
|
Rate
|
Annual
Percentage
Yield
|
|
182
- 364 Days
PLUS/PRIME
|
5,000
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/23/10
02/23/10
02/23/10 |
0.65
0.70
0.80
|
0.65
0.70
0.80
|
|
12
- 17 Mos
PLUS/PRIME
|
5,000
- 9,999
10,000 - 49,999
50,000 - 99,999
|
02/23/10
02/23/10
02/23/10
|
1.00
1.05
1.10
|
1.01
1.06
1.11
|
|