(Rates
are subject to change on a daily basis without notice. Please contact your
local
Southern Bank branch for our most recent rates. A penalty may be imposed
for early withdrawal.
Minimum opening deposit is $100.00, excluding money market accounts.)
|
Term
|
Effective
Date
|
Rate
|
Annual
Percentage
Yield
|
| IRA Money
Market |
08/24/09
|
1.00
|
1.00
|
| Money Market
ROTH IRA |
08/24/09
|
1.00
|
1.00
|
| 18 Month Variable |
10/7/09
|
1.00
|
1.00
|
| 18 Month Variable
ROTH IRA |
10/7/09
|
1.00
|
1.00
|
| Education
Savings Account (ESA, 12 - 17 month) |
10/7/09
|
0.80
|
0.80
|
| Tiered Standard IRAs |
Term |
Amount |
Effective
Date |
Rate |
Annual
Percentage Yield |
182 - 364 Days |
100 - 9,999
10,000 - 49,999
50,000 & Over
|
10/27/09
10/27/09
10/27/09 |
0.50
0.55
0.65 |
0.50
0.55
0.65 |
12 - 17 Mos Fixed
|
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/7/09
10/7/09
10/27/09 |
0.80
0.85
0.90 |
0.80
0.85
0.90 |
18 - 23 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/27/09
10/27/09
10/7/09 |
0.90
0.95
1.00 |
0.90
0.95
1.00 |
24 -35 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/27/09
10/27/09
10/27/09 |
1.09
1.14
1.19 |
1.10
1.15
1.20 |
36 - 47 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/27/09
10/27/09
10/7/09 |
1.29
1.34
1.39 |
1.30
1.35
1.40 |
48 - 59 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/7/09
10/27/09
10/27/09 |
1.44
1.44
1.49 |
1.45
1.45
1.50 |
60 Months |
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/7/09
10/27/09
10/27/09 |
1.49
1.49
1.54 |
1.50
1.50
1.55 |
| ROTH IRAs |
Term |
Amount |
Effective
Date |
Rate |
Annual
Percentage Yield |
182 - 364 Days |
100 - 9,999
10,000 - 49,999
50,000 & Over
|
10/27/09
10/27/09
10/27/09 |
0.50
0.55
0.65 |
0.50
0.55
0.65 |
12 - 17 Mos Fixed
|
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/7/09
10/7/09
10/27/09 |
0.80
0.85
0.90 |
0.80
0.85
0.90 |
18 - 23 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/27/09
10/27/09
10/7/09 |
0.90
0.95
1.00 |
0.90
0.95
1.00 |
24 -35 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/27/09
10/27/09
10/27/09 |
1.09
1.14
1.19 |
1.10
1.15
1.20 |
36 - 47 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/27/09
10/27/09
10/7/09 |
1.29
1.34
1.39 |
1.30
1.35
1.40 |
48 - 59 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/7/09
10/27/09
10/27/09 |
1.44
1.44
1.49 |
1.45
1.45
1.50 |
60 Months |
100 - 9,999
10,000 - 49,999
50,000 & Over |
10/7/09
10/27/09
10/27/09 |
1.49
1.49
1.54 |
1.50
1.50
1.55 |
|