(Rates
are subject to change on a daily basis without notice. Please contact your
local
Southern Bank branch for our most recent rates. A penalty may be imposed
for early withdrawal.
Minimum opening deposit is $100.00, excluding money market accounts.)
|
Term
|
Effective
Date
|
Rate
|
Annual
Percentage
Yield
|
| IRA Money
Market |
08/18/10
|
0.90
|
0.90
|
| Money Market
ROTH IRA |
08/18/10 |
0.90 |
0.90 |
| 18 Month Variable |
08/18/10
|
0.75
|
0.75 |
| 18 Month Variable
ROTH IRA |
08/18/10
|
0.75
|
0.75 |
| Education
Savings Account (ESA, 12 - 17 month) |
04/14/10
|
0.70
|
0.70 |
| Tiered Standard IRAs |
Term |
Amount |
Effective
Date |
Rate |
Annual
Percentage Yield |
182 - 364 Days |
100 - 9,999
10,000 - 49,999
50,000 & Over
|
08/18/10
08/18/10
08/18/10 |
0.30
0.35
0.45 |
0.30
0.35
0.45 |
12 - 17 Mos Fixed
|
100 - 9,999
10,000 - 49,999
50,000 & Over |
04/14/10
08/18/10
08/18/10 |
0.70
0.70
0.75 |
0.70
0.70
0.75 |
18 - 23 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
08/18/10
08/18/10
08/18/10 |
0.75
0.80
0.85 |
0.75
0.80
0.85 |
24 -35 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
08/18/10
08/18/10
08/18/10 |
1.00
1.04
1.09 |
1.00
1.05
1.10 |
36 - 47 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
08/18/10
08/18/10
08/18/10 |
1.19
1.24
1.29 |
1.20
1.25
1.30 |
48 - 59 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
08/18/10
08/18/10
08/18/10 |
1.34
1.34
1.39 |
1.35
1.35
1.40 |
60 Months |
100 - 9,999
10,000 - 49,999
50,000 & Over |
04/14/10
04/14/10
08/18/10 |
1.44
1.44
1.44 |
1.45
1.45
1.45 |
| ROTH IRAs |
Term |
Amount |
Effective
Date |
Rate |
Annual
Percentage Yield |
182 - 364 Days |
100 - 9,999
10,000 - 49,999
50,000 & Over
|
08/18/10
08/18/10
08/18/10 |
0.30
0.35
0.45 |
0.30
0.35
0.45 |
12 - 17 Mos Fixed
|
100 - 9,999
10,000 - 49,999
50,000 & Over |
04/14/10
08/18/10
08/18/10 |
0.70
0.70
0.75 |
0.70
0.70
0.75 |
18 - 23 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
08/18/10
08/18/10
08/18/10 |
0.75
0.80
0.85 |
0.75
0.80
0.85 |
24 -35 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
08/18/10
08/18/10
08/18/10 |
1.00
1.04
1.09 |
1.00
1.05
1.10 |
36 - 47 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
08/18/10
08/18/10
08/18/10 |
1.19
1.24
1.29 |
1.20
1.25
1.30 |
48 - 59 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
08/18/10
08/18/10
08/18/10 |
1.34
1.34
1.39 |
1.35
1.35
1.40 |
60 Months |
100 - 9,999
10,000 - 49,999
50,000 & Over |
04/14/10
04/14/10
08/18/10 |
1.44
1.44
1.44 |
1.45
1.45
1.45 |
|