(Rates
are subject to change on a daily basis without notice.Please contact your
local
Southern Bank branch for our most recent rates. A penalty may be imposed
for early withdrawal.
Minimum opening deposit is $100.00, excluding money market accounts.)
|
Term
|
Effective
Date
|
Rate
|
Annual
Percentage
Yield
|
| IRA Money
Market |
05/15/06
|
2.27
|
2.30
|
| Money Market
ROTH IRA |
05/15/06
|
2.27
|
2.30
|
| 18 Month Variable |
02/13/08
|
2.37
|
2.40
|
| 18 Month Variable
ROTH IRA |
02/13/08
|
2.37
|
2.40
|
| Education
Savings Account (ESA, 12 - 17 month) |
03/20/08
|
1.83
|
1.85
|
| Tiered Standard IRAs |
Term |
Amount |
Effective
Date |
Rate |
Annual
Percentage Yield |
182 - 364 Days |
100 - 9,999
10,000 - 49,999
50,000 & Over
|
02/13/08
02/13/08
02/13/08 |
2.27
2.32
2.37 |
2.30
2.35
2.40 |
12 - 17 Mos Fixed
|
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.37
2.42
2.47 |
2.40
2.45
2.50 |
18 - 23 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.47
2.52
2.57 |
2.50
2.55
2.60 |
24 -35 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.57
2.62
2.66 |
2.60
2.65
2.70 |
36 - 47 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.66
2.71
2.76 |
2.70
2.75
2.80 |
48 - 59 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.76
2.81
2.86 |
2.80
2.85
2.90 |
60 Months |
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.86
2.91
2.96 |
2.90
2.95
3.00 |
| ROTH |
Term |
Amount |
Effective
Date |
Rate |
Annual
Percentage Yield |
182 - 364 Days |
100 - 9,999
10,000 - 49,999
50,000 & Over
|
02/13/08
02/13/08
02/13/08 |
2.27
2.32
2.37 |
2.30
2.35
2.40 |
12 - 17 Mos Fixed
|
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.37
2.42
2.47 |
2.40
2.45
2.50 |
18 - 23 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.47
2.52
2.57 |
2.50
2.55
2.60 |
24 -35 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.57
2.62
2.66 |
2.60
2.65
2.70 |
36 - 47 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.66
2.71
2.76 |
2.70
2.75
2.80 |
48 - 59 Mos Fixed |
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.76
2.81
2.86 |
2.80
2.85
2.90 |
60 Months |
100 - 9,999
10,000 - 49,999
50,000 & Over |
02/13/08
02/13/08
02/13/08 |
2.86
2.91
2.96 |
2.90
2.95
3.00 |
|