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About Us - Our People

John C. Pegram, Jr.
President and Chief Executive Office

John C. Pegram, Jr. serves as the Bank's President and Chief Executive Officer, and, during July 2004, he was appointed to serve on the Bank's Board of Directors. He previously served as Executive Vice President of the Bank until 1998. He has been employed by the Bank for 33 years.

About Us
Our Philosophy




David A. Bean
Executive Vice President
Chief Financial Officer and Secretary





Drew M. Covert
Executive Vice President
Chief Operating Officer
Regional Executives of Southern Bank and Trust Company





R.D. Ray
Executive Vice President
East Region





Michael T. Bryant
Executive Vice President
West Region





Jerry Alexander
Senior Vice President
North Region





J. Grey Morgan
Senior Vice President
South Region






Wayne Murphy
Senior Vice President
Central Region