Southern Bank

Helping you manage.

Want a financial assistant with a great attitude? Our Customer Service Representatives will gladly assist you with any questions you need answers to. Call or visit your local office today and speak with your own Personal Customer Service Representative.

You know what you want from your checking account.

All you need is a bank with the options to allow you to bank the way you live.

Links on the right are profiles of the basic benefits of our various Personal Checking plans. Look them over and select the account that works best for You.

If you have any questions, your Customer Service Representative will gladly answer them and help you open your account.
Just stop by your nearest Southern Bank location for more information.

Gold Checking
Gold 50 Checking
Free Checking
Plus Checking
Prime (Senior) Checking

Interest rates for interest-bearing checking accounts may be adjusted daily at the bank's discretion.
You can avoid monthly service charges with the Plus Checking Account if you:
- maintain a minimum daily ledger balance of $5,000 or more in a Regular Savings Account, OR qualify for and receive an EquityLine credit line of $10,000 or more, OR qualify for and receive a Reserve Plus line of credit of $10,000 or more, OR maintain a combined daily balance of $10,000 or more in a Plus Checking Account, one or more CDs, a Regular Savings Account, a Tiered Insured Money Market Savings Account, a Premium Tiered Money Market Savings Account and/or one or more IRAs.
- a Southern Bank mortgage loan made through Affiliated Mortgage Services (AMS) will now be a qualifier for the accounts' benefit package.
You can avoid monthly service charges with the Prime Checking Account if you:
- maintain a minimum combined daily ledger balance of $2,500 or more in a Regular Savings Account, OR maintain a minimum daily ledger balance of $5,000 or more in a Tiered Insured Money Market Savings Account, OR maintain a combined daily balance of $10,000 or more in a Prime Checking Account, one or more CDs, a Regular Savings Account, a Tiered Insured Money Market Savings Account and/or one or more IRAs.
- a Southern Bank mortgage loan made through Affiliated Mortgage Services (AMS) will now be a qualifier for the accounts' benefit package.
For details regarding fees associated with personal checking accounts, please ask for our Personal Disclosure of Products & Fees.