Southern BancShares Officers & Board

Executive Officers of Southern Bank and Trust Company



J. Grey Morgan
Chairman of the Board and Chief Executive Officer
Drew M. Covert
President, Southern Bank and Trust Company
Dan R. Ellis, Jr.
Executive Vice President,
Chief Financial Officer, Corporate Secretary and Treasurer

Jerry C. Alexander

Executive Vice President

Michael T. Bryant

Executive Vice President

L. Taylor Harrell

Executive Vice President



Regional Executives of Southern Bank and Trust Company



Michael T. Bryant
Executive Vice President,
West Region
Jerry C. Alexander
Executive Vice President,
Northeast Region
L. Taylor Harrell
Executive Vice President,
Hampton Roads Region

Gregory A. Shackelford

Senior Vice President,
South Region





Directors and Officers of Southern BancShares (N.C.) Inc. and Southern Bank and Trust Company

General Board of Directors



J. Grey Morgan
Chairman, Mount Olive, NC
Chairman of the Board,
Chief Executive Officer,
Chairman of the Executive Committee,
& Chairman of the Executive Committee of Southern Bank and Trust Company
Julian R. Aycock
Fremont, NC
President, Marr's, Inc.
William H. Bryan
Mount Olive, NC
Executive Chairperson,
Mt. Olive Pickle Co., Inc.

Joel K. Butler

Grimesland, NC
Chief External Affairs Officer,
Vidant Health; President,
Access East, Inc.; President,
Vidant Medical Center
& Vidant Health Foundations

Michael L. Chestnutt, CPA, ABV, CFP®

Clinton, NC
Managing Partner, Black,
Chestnutt & Johnson, P.A.

Hope H. Bryant

Raleigh, NC
Executive Vice President
Vice Chairman,
First Citizens BancShares, Inc.
and First-Citizens Bank & Trust Company,
Executive Officer, First Citizens BancShares, Inc. and First-Citizens Bank & Trust Company

Olivia B. Holding

Raleigh, NC
President, E & F Properties, Inc.;
President, Twin States Farming, Inc.; President, The Ella Ann L.
& Frank B. Holding Foundation; President, The North State Foundation

Michael S. Ives

Virginia Beach, VA
Former Heritage Bank
and Heritage Bankshares, Inc.,
President and CEO,
and former CENIT Bank
and CENIT Bancorp, Inc. President and CEO

G. Rouse Ivey

Mount Olive, NC
Ivey Farms

M. J. McSorley

Rocky Mount, NC
Vice Chairman of the
Southern BancShares (N.C.), Inc.
Board of Directors and Vice Chairman
of the Southern Bank and Trust Company Board of Directors, Former Vice President,
Southern BancShares (N.C.), Inc.
and former President and CEO, Southern Bank and Trust Company













John C. Pegram, Jr.

Chapel Hill, NC
Vice Chairman of
the Southern BancShares (N.C.), Inc.
Board of Directors and
Vice Chairman of the Southern Bank
and Trust Company Board of Directors,
Former Chairman of the Board
and former President
and Chief Executive Officer
of Southern BancShares (N.C.), Inc.
and Southern Bank and Trust Company

Thomas R. Sallenger

Wilson, NC
General Partner,
Sallenger & Brown, LLP

Malcolm R. Sullivan, Jr.

Goldsboro, NC
CEO, Pate Dawson Company




Directors Emeriti



Bynum R. Brown
Murfreesboro, NC President,
Bynum R. Brown Agency, Inc.,
President, Brown Manor, Inc.,
Secretary-Treasurer, Roanoke Valley Nursing Home, Inc.
W.A. Potts
Mount Olive, NC
SRetired Veterinarian
Frank B. Holding
Smithfield, NC Former Vice Chairman of the Board of
Southern Bank and Trust Company,
Former Executive Vice Chairman
of the Board, First-Citizens Bank
& Trust Company and First Citizens BancShares, Inc.



Executive Officers of BancShares



J. Grey Morgan
Chairman of the Board
and Chief Executive Officer
Drew M. Covert
President,

Jerry C. Alexander
Vice President


Dan R. Ellis, Jr.

Executive Vice President
and Corporate Secretary

Michael T. Bryant

Vice President


L. Taylor Harrell

Vice President