Plus Checking



Plus Checking


Plus Checking is an interest-bearing account with loads of extras. There are no service charges as long as eligibility requirements are maintained.

Services provided are as follows:

  • Free wallet specialty checks (single) or $6.95 to $11.95 for other styles of personal checks, depending on style
  • Special rates on 6 and 12 month CDs ($5,000 minimum per CD)
  • Free 3" x 5" safe deposit box (subject to availability)
  • Visa┬« Check Card or ATM available
  • No service fees for cashiers checks Free notary service, where available
  • Personal Online Banking and Bill Pay services are available

In order to avoid service charges, one the following requirements must be maintained:

  • Maintain a combined daily balance of $5,000 or more in a Plus Checking Account, one or more CDs, a Regular Savings Account, a Tiered Insured Money Market Savings Account, a Premium Tiered Insured Money Market Savings Account and/or one or more IRAs
  • Have $10,000 in credit balance (excludes credit cards)
  • Have $10,000 in a combined deposit/credit balance (excludes credit cards)
  • Obtain and maintain a mortgage loan through Affiliated Mortgage Services of Southern Bank
  • Maintain an account with Southern Investment Services.
  • The opening of a checking account is subject to approval.

*Subject to additional terms and conditions.
**Subject to credit approval.



Need To Reorder Checks?


Click Here. Deluxe is our preferred check printer. You will now be securely transferred to their check ordering website.