personal checking



Prime Checking


Prime Checking is an account designed for Southern Bank customers age 50 and older. This account offers many added benefits. There are no monthly service charges as long as eligibility requirements are maintained.

Services provided are as follows:

  • Free wallet specialty checks (single) or $6.95 to $11.95 for other styles of personal checks, depending on style
  • Special rates on 6 and 12 month CDs ($5,000 minimum per CD)
  • Free 3" x 5" safe deposit box (subject to availability)
  • Visa┬« Check Card or ATM available
  • No service fees for cashiers checks
  • Free notary service, where available
  • Personal Online Banking and Bill Pay services are available

In order to avoid service charges, one of the following requirements must be maintained.

  • Maintain a combined daily balance of $2,500 or more in a Prime Checking Account, one or more CDs, a Regular Savings Account, a Tiered Insured Money Market Savings Account, a Premium Tiered Insured Money Market Savings Account and/or one or more IRAs
  • Have $10,000 in credit balance (excludes credit cards)
  • Have $10,000 in a combined deposit/credit balance (excludes credit cards)
  • Obtain and maintain a mortgage loan through Affiliated Mortgage Services of Southern Bank
  • Maintain an account with Southern Investment Services.
  • The opening of a checking account is subject to approval.

*Subject to additional terms and conditions.
**Subject to credit approval.



Need To Reorder Checks?


Click Here. Deluxe is our preferred check printer. You will now be securely transferred to their check ordering website.