What does Southern Bank and Trust Company
Do with your personal information?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Payment History

  • Account Balance and Transaction History

  • Assets and Income

  • How?

    All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Southern Bank chooses to share; and whether you can limit this sharing.

    Reasons we can share your personal information Does Southern Bank share? Can you limit this sharing?
    For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
    For our marketing purposes - to offer our products and services to you Yes No
    For joint marketing with other financial companies No We don't share
    For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
    For our affiliates' everyday business purposes - information about your credit worthiness No We don't share
    For our affiliates market to you Yes Yes
    For nonaffiliates market to you No We don't share

    To limit our sharing

  • Call 800-821-0655 or

  • Writing us at 121 E Main St. Credit Administration, Mount Olive, NC 28365

  • If you have previously directed us not to share your personal information with our affiliates to market to you, you do not need to do so again.

    Please note:

    If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

    However, you can contact us at any time to limit our sharing.


    Call 800-821-0655