Whats the typical home buying age?
- Between 25 and 45 years old
- Most millennials are buying homes
- Usually most are 1st homebuyers
What is good advice for millennials the re buying homes?
- Set a budget
- Prequalify for loans
When you send your student off to college, it is important that they have a good financial foundation. Financial education for college students gives them the ability to properly make important decisions based on their finances. College is often the first time that a budding adult has to make daily financial decisions, and it’s absolutely essential that they feel prepared.
Why is financial literacy so important for college students? Because college is often the first time these students are on their ...Continue Reading →
Managing money can be hard enough when it is just yourself. When friends and peers get involved things can get even more complicated. Everyone struggles at one point or another to balance pleasing friends and being responsible with money.
How can we deal with situations that pull at both our friendships and our wallets? Here are 5 tips that have worked for others. Practicing these can help set you up for a lifetime of healthy spending habits and better navigate peer ...Continue Reading →
With COVID-19 driving widespread closures of our nation’s schools, many parents are facing new obstacles that they hadn’t anticipated. While this looks different for everyone, many families are now challenged to deliver remote learning instruction to their children or keep kids occupied while juggling the demands of their job.
As the novelty of this “new normal” wears off, you may be starting to hear, “What are we doing today?” or the dreaded, “I’m bored.” Maybe you’re on ...Continue Reading →
How do you know if an email is fraud?
How do you avoid email fraud?
People should be well-informed about the rise in cyber attacks since millions happen every day.
How do we prevent security worries?
What about cyber protection services?
All Southern Bank checking accounts include free ID theft coverage.
Over half of renters in the United States believe owning a home is more affordable than renting.
What is some advice when it comes to down payments?
Decide how much payment is needed
Talk to home lender about qualification
Set up a savings plan
Are there zero percent down payment options?
0% options for active and veteran service members
As low as 3% for general public
Higher the down payment the lower the monthly payment
Here are some important things to consider if you are starting a business.
What do businesses need to finance?
What are other considerations?
What is the most important thing for businesses to have before financing?
Today, a lot of people are choosing to stay in their present home rather than buying something new. That often leads to home improvement.
What is considered as home improvements projects?
What are the different financing options?