• What should you consider? 
  • Monthly Income 
  • Down payment 
  • Monthly payment 
  • Payback period 
  • Current level of debt 
• What are some mortgage tips? 
  • Payments should be less than 25% of your monthly income 
  • Total monthly payments should be less than 40% of monthly income 
  • Put down 20% to reduce payments 
  • Ask about 15 to 20 year loans because these reduce interest in the long-run. 

Planning for retirement is important for everyone. The younger you are, the easier it is to prepare.  

• How is it easy to save for retirement when you’re young? 
  • 20 Years Old 
  • Save around $50-$100 per month 
  • You’ll accumulate around 1 million dollars by retirement age 
• What is good advice to help plan for retirement? 
  • Start now 
  • Take advantage of employers retirement plan 
• How do 401Ks benefit employees? 
  • Most employers will ...