Our interest is You

Personal Checking


Personal CheckingEvery Southern Bank personal checking account comes with amazing features that you will not find just anywhere. No matter what personal checking account you open, Southern Bank will offer online banking, bill pay, a debit card, e-statements, local and national discounts with BaZing®, Southern Sentry ID theft protection and FDIC insurance. Experience true, Southern hospitality when you open one of our checking accounts. Compare your options with the chart below:

Benefits Gold Bazing®

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Gold 50 Bazing®

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Prime

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Plus

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e-Checking

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Needs Assessment Do you look for deals when you shop or have a smart phone? Would you like to receive discounts and premiums on bank services? Do you want a basic, no frills account?
Anywhere Banking Tools
Unlimited Local & National Discounts with Southern Hospitality
(Powered by BaZing®)
     
Limited Access to Local & National Discounts with BaZing® Basic
(3 Free Local Deals and 1 Weekly National Deal)
Unlimited Unlimited
E-Statement
Paper Statement $5/month
Identity Theft Protection
$2,500

$2,500

$2,500

$2,500

$1,000
Payment Card Protection w/Gold Prime w/Gold Plus  
Identity Recovery and Restoration w/Gold Prime w/Gold Plus  
Identity Monitoring w/Gold Prime w/Gold Plus  
Pays Interest on Checking Balance  
Free Checks  
Cell Phone Protection w/Gold Prime w/Gold Plus  
Roadside Assistance w/Gold Prime w/Gold Plus  
$10,000 Travel Accidental Death Insurance w/Gold Prime w/Gold Plus  
Pharmacy, Vision, and Hearing Savings   w/Gold 50 Prime w/Gold 50
Plus
 
Minimum Balance to Open Account $50 $50 $100 $100 $25
Monthly Fee $6/month
FREE for first
90 days
$7/month
FREE for first
90 days
No monthly
fee with:

  • $2,500 combined daily balance in deposits* OR
  • $10,000 minimum in loans/lines of credit balance** OR
  • $10,000 minimum combined deposit/credit balance OR
  • $10,000 minimum combined daily balance in personal AMS mortgage, personal loans and lines of credit (excludes credit cards)**OR
  • Obtain and maintain an account with Southern Investment Services
Otherwise $18/month
No monthly
fee with:

  • $5,000 combined daily balance in deposits* OR
  • $10,000 minimum in loans/lines of credit balance** OR
  • $10,000 minimum combined deposit/credit balance OR
  • $10,000 minimum combined daily balance in personal AMS mortgage, personal loans and lines of credit (excludes credit cards)**OR
  • Obtain and maintain an account with Southern Investment Services
Otherwise $22/month
No monthly
fee with:

  • $500 average collected balance OR
  • Direct deposit
Otherwise $3/month
  Learn More Learn More Learn More Learn More Learn More

*Deposits = Prime/Plus Checking account, one or more CDs, a Regular Savings account, Tiered Money Market Savings, Premium Money Market Savings and /or one or more IRAs.

**Excludes credit cards.


Need to Reorder Checks?
Click Here. Deluxe is our preferred check printer. You will now be securely transferred to their check ordering website.

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