Plus Checking is an interest-bearing account with loads of extras. There are no service charges as long as eligibility requirements are maintained.
Services provided are as follows:
Free wallet specialty checks (single) or $6.95 to $11.95 for other styles of personal checks, depending on style
- Special rates on 6 and 12 month CDs ($5,000 minimum per CD)
- Free 3" x 5" safe deposit box (subject to availability)
- Visa® Check Card or ATM available
- No service fees for cashiers checks
Free notary service, where available
- Personal Online Banking and Bill Pay services are available
In order to avoid service charges, one the following requirements must be maintained:
- Maintain a combined daily balance of $5,000 or more in a Plus Checking Account, one or more CDs, a Regular Savings Account, a Tiered Insured Money Market Savings Account, a Premium Tiered Insured Money Market Savings Account and/or one or more IRAs
- Have $10,000 in credit balance (excludes credit cards)
- Have $10,000 in a combined deposit/credit balance (excludes credit cards)
- Obtain and maintain a mortgage loan through Affiliated Mortgage Services of Southern Bank
- Maintain an account with Southern Investment Services.
- The opening of a checking account is subject to approval.
Need to Reorder Checks?
Deluxe is our preferred check printer. You will now be securely transferred to their check ordering website.