Experience true, Southern hospitality when you open a GOLD BaZing® checking account. Gold BaZing allows you to look for deals when you shop with your smart phone! Would you like to receive discounts and premiums on bank services? It’s all included with our most popular checking account. Sit back, enjoy the benefits. You’ll be amazed.
FREE Online Banking
FREE Online Bill Pay
Visa® Debit Card
No minimum balance requirements or per check charges.
Receive your specially branded checks, for members only, at no charge.
Free Check Imaging
Receive images of cleared checks with your statements and available online.
Free Direct Deposit
Automatically deposit recurring income.
Interest on All Balances
Interest paid on all balances as long as a positive daily balance is maintained.
Cash Reserve Line of Credit
Provides overdraft protection for your checking account.
Cash Reserve Line of Credit
Provides overdraft protection for your checking account.**
Unlimited Local and National Savings
Enjoy unlimited access to savings of up to 50% at local and national retailers with Southern Hospitality (Powered by BaZing®). Save money on shopping, dining, travel, and more with thousands of merchants to choose from. Simply show your coupon to the retailer for instant savings.
Southern Sentry ID Theft Coverage
FREE with EVERY Southern Bank personal checking account. Receive up to $2,500 with Gold and Gold 50 BaZing®
Personal Identity Coverage – Receive reimbursement of qualified direct costs associated with recovering your identity.*
Southern Sentry ID ProtectALL
Included with every Gold and Gold 50 BaZing® account.
- Payment Card Protection: If you ever lose a credit, debit, or ATM Card, one call to our toll-free number will notify all your card issuers, and you can rest easy.
- Identity Recovery: We have a team of Fraud Resolution Specialists™ ready to assist you in recovering and restoring your identity. They’ll advise and assist in each step of the process, including referrals to Financial Counselors or attorneys, if necessary.
- Identity Monitoring (activation required): Includes 24/7 identity protection. This service monitors national databases and watches for your unique identity information. You are automatically notified of any suspicious activity so you can act quickly to prevent damage to your identity or credit. Includes unlimited fraud counseling assistance.
FREE Cell Phone Protection
Just pay your cell phone bill with your Gold BaZing® checking account, and you’re covered. If your phone is broken or stolen, we’ll pay to have it replaced, up to $200 per claim (maximum of $400 per year).*
$10,000 Travel Accidental Death Insurance
You’re protected with $10,000 Travel Accidental Death Insurance when you travel by automobile or licensed common carrier (scheduled airline, bus, taxi, or train).*
FREE Roadside Assistance Services
Lock your keys in your car? Car won’t start? Roadside assistance is available 24/7. It’s free to use, up to $80 in service charges.*
*Subject to additional terms and conditions.
**Subject to credit approval.
Lost or Stolen
Debit or ATM Card:
Lost or Stolen Credit Card:
24 Hour Emergency Roadside Assistance
Lock your keys in your car? Car won’t start? Call 1.888.838.2163. It’s free to use, up to $80 in service charges. (For GOLD accounts with BaZing Only)
Customer Care Center