In case of an emergency or accidental overdraft, Cash Reserve can be a lifesaver. Just write a check and write yourself a loan anytime, anywhere.
This has all the advantages of Cash Reserve, plus larger lines of credit are available at lower interest rates. The variable interest rate you pay is based on the amount of credit line approved and is tied to Southern Bank's prime rate.
Normal credit approval applies on all checking accounts, loans, lines of credit, and credit cards.
*The prime rate used to determine your APR is the Southern Bank prime rate on the last business day of the previous calendar month.