Certificates of Deposit
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(Rates are subject to change on a daily basis without notice.
Please contact your local Southern Bank branch for our most recent rates.
A penalty may be imposed for early withdrawal.
)
Term
Amount

Effective
Date

Rate
Annual
Percentage
Yield
7 - 31 Days
500 - 9,999
10,000 - 49,999
50,000 - 99,999

02/23/10
08/18/10
03/02/11

0.05
0.05
0.05
0.05
0.05
0.05
32 - 90 Days

500 - 9,999
10,000 - 49,999
50,000 - 99,999

03/30/11
03/30/11
03/30/11
0.05
0.05
0.05
0.05
0.05
0.05
91 - 181 Days
500 - 9,999
10,000 - 49,999
50,000 - 99,999
11/29/11
11/29/11
11/29/11
0.05
0.05
0.05
0.05
0.05
0.05
182 - 364 Days
500 - 9,999
10,000 - 49,999
50,000 - 99,999
04/08/13
04/08/13
07/15/13
0.05
0.05
0.05
0.05
0.05
0.05
12 - 17 Mos
1 Year
500 - 9,999
10,000 - 49,999
50,000 - 99,999
04/08/13
04/08/13
07/15/13
0.10
0.10
0.10
0.10
0.10
0.10
18 - 23 Mos
18 Months
500 - 9,999
10,000 - 49,999
50,000 - 99,999
07/15/13
04/08/13
07/15/13
0.15
0.15
0.15
0.15
0.15
0.15
24 Month
Step Rate
CD
500 - 99,999
Months 7 - 12
Months 13 - 18
Months 19 - 24
07/15/13

0.02
0.12
0.22
0.32


24 - 35 Mos
24 Months
500 - 9,999
10,000 - 49,999
50,000 - 99,999
07/15/13
06/04/13
06/04/13
0.20
0.20
0.20
0.20
0.20
0.20

 

36 - 47 Mos
36 Months
500 - 9,999
10,000 - 49,999
50,000 - 99,999
03/17/14
03/17/14
03/17/14
0.25
0.25
0.25
0.25
0.25
0.25
48 - 59 Mos
48 Months
500 - 9,999
10,000 - 49,999
50,000 - 99,999
03/17/14
03/17/14
03/17/14
0.30
0.30
0.30
0.30
0.30
0.30
5 Years
500 - 9,999
10,000 - 49,999
50,000 - 99,999

03/17/14
03/17/14
03/17/14

0.35
0.35
0.35
0.35
0.35
0.35
PLUS/PRIME CERTIFICATES OF DEPOSIT:
Term
Amount

Effective
Date

Rate
Annual
Percentage
Yield
182 - 364 Days
PLUS/PRIME
5,000 - 9,999
10,000 - 49,999
50,000 - 99,999
07/15/13
07/15/13
07/15/13
0.15
0.15
0.15
0.15
0.15
0.15
12 - 17 Mos
PLUS/PRIME
5,000 - 9,999
10,000 - 49,999
50,000 - 99,999
07/15/13
07/15/13
07/15/13
0.20
0.20
0.20
0.20
0.20
0.20
MEMBER FDIC