Individual Retirement Accounts <---Back


(Rates are subject to change on a daily basis without notice. Please contact your local
Southern Bank branch
for our most recent rates. A penalty may be imposed for early withdrawal.

Minimum opening deposit is $100.00, excluding money market accounts.
)


Term
Effective
Date
Rate
Annual
Percentage
Yield
IRA Money Market
07/15/13
0.20
0.20
Money Market ROTH IRA
07/15/13
0.20
0.20
18 Month Variable
07/15/13
0.15
0.15
18 Month Variable ROTH IRA
07/15/13
0.15
0.15
Education Savings Account (ESA, 12 - 17 month)
04/18/13
0.10
0.10
Tiered Standard IRAs
Term
Amount
Effective
Date
Rate
Annual
Percentage Yield
182 - 364 Days
0 - 9,999
10,000 - 49,999
50,000 & Over

04/08/13
04/08/13
07/15/13

0.05
0.05
0.05
0.05
0.05
0.05
12 - 17 Mos Fixed
0 - 9,999
10,000 - 49,999
50,000 & Over
04/08/13
04/08/13
07/15/13
0.10
0.10
0.10
0.10
0.10
0.10
18 - 23 Mos Fixed
0 - 9,999
10,000 - 49,999
50,000 & Over
07/15/13
04/08/13
07/15/13
0.15
0.15
0.15
0.15
0.15
0.15
24 -35 Mos Fixed
0 - 9,999
10,000 - 49,999
50,000 & Over
07/15/13
06/04/13
06/04/13

0.20
0.20
0.20

0.20
0.20
0.20

36 - 47 Mos Fixed
0 - 9,999
10,000 - 49,999
50,000 & Over
03/17/14
03/17/14
03/17/14
0.25
0.25
0.25
0.25
0.25
0.25
48 - 59 Mos Fixed
0 - 9,999
10,000 - 49,999
50,000 & Over
03/17/14
03/17/14
03/17/14
0.30
0.30
0.30
0.30
0.30
0.30
60 Months
0 - 9,999
10,000 - 49,999
50,000 & Over
03/17/14
03/17/14
03/17/14
0.35
0.35
0.35
0.35
0.35
0.35
ROTH IRAs
Term
Amount
Effective
Date
Rate
Annual
Percentage Yield
182 - 364 Days
0 - 9,999
10,000 - 49,999
50,000 & Over

04/08/13
04/08/13
07/15/13

0.05
0.05
0.05
0.05
0.05
0.05
12 - 17 Mos Fixed
0 - 9,999
10,000 - 49,999
50,000 & Over
04/08/13
04/08/13
07/15/13
0.10
0.10
0.10
0.10
0.10
0.10
18 - 23 Mos Fixed
0 - 9,999
10,000 - 49,999
50,000 & Over
07/15/13
04/08/13
07/15/13
0.15
0.15
0.15
0.15
0.15
0.15
24 -35 Mos Fixed
0 - 9,999
10,000 - 49,999
50,000 & Over
07/15/13
06/04/13
06/04/13

0.20
0.20
0.20

0.20
0.20
0.20

36 - 47 Mos Fixed
0 - 9,999
10,000 - 49,999
50,000 & Over
03/17/14
03/17/14
03/17/14
0.25
0.25
0.25
0.25
0.25
0.25
48 - 59 Mos Fixed
0 - 9,999
10,000 - 49,999
50,000 & Over
03/17/14
03/17/14
03/17/14
0.30
0.30
0.30
0.30
0.30
0.30
60 Months
0 - 9,999
10,000 - 49,999
50,000 & Over
03/17/14
03/17/14
03/17/14
0.35
0.35
0.35
0.35
0.35
0.35
MEMBER FDIC