Business Checking Accounts

Let’s get down to business. Southern Bank is ready for yours. While you focus on expanding your business, we will focus on maximizing your assets and reducing your service fees. Business Checking offers benefits that will give you both comfort and security. With things like preferred interest on CD loans, no annual credit card fees, and no monthly fee ACH transactions, it’s hard to find a reason not to choose us. Some of our Business Checking accounts offer free processed items each month, check imaging and safekeeping,disposable night deposit bags, and many other great services that are sure to benefit your business.

What are your business needs?

Southern Bank loves helping businesses! Go to our quick and easy “Needs Discovery” form and tell us about you and your business! We have custom solutions to fit your needs.

Our Most Popular Business Checking Accounts

BUSINESS BANKING II

Our Best Value
  • Simple, easy-to-understand pricing.
  • One low monthly maintenance fee covers up to 250 transaction items.
  • Avoid the monthly maintenance fee with $5,000 average collected balance or $15,000 minimum daily ledger balance in total relationship deposits.
  • Additional benefits:
    Half-price first order of standard three-to-a-page business checks.
  • 3″ x 5″ safe deposit box1 (or a discount on larger box) for one year OR a free supply of 50 disposable night deposit bags.

ULTIMATE BUSINESS BANKING

Medical, Legal & Financial Professionals
  • Whether you are a sole proprietorship or a partner in a larger firm, we understand. There aren’t enough hours in the day. Especially during banking hours. So, we bring the bank to you. We work on your schedule, for your convenience. For your success. Get ready for something different at Southern Bank.
  • Southern Bank BusinessPro
  • 3" x 5" safe deposit box1
  • First order of business checks
  • First order of 75 disposable night deposit bags
  • Online banking
  • Online Bill Pay

AGRICULTURAL SERVICES

For Growers
  • We’re in the business of helping you grow your business. Not to brag, but we are outstanding in our field and we’ve been working in the fields since 1901. We know the challenges and risks of farming and we partner with our farmers, come rain or shine.

  • Simple, easy-to-understand pricing
  • ACH available
  • Online & Mobile Banking
  • Visa® Business Debit Card
  • Online Bill Pay
  • Payroll Cards
  • Merchant Services
  • Minimum balance qualifiers to avoid monthly fees

BUSINESS BASICS

Business is Personal Here
  • You take your business personally. So do we. In fact, it’s our personal approach to business banking that makes Southern Bank the premier choice for family-owned businesses. Knowing and understanding your unique business allows us to customize services specifically to meet your needs.

  • Simple, easy-to-understand pricing
  • ACH available
  • Online & Mobile Banking
  • Online Bill Pay
  • Visa® Business Debit Card
  • One low monthly maintenance fee covers up to 100 transaction items
  • Minimum balance qualifiers to avoid monthly fees
OTHER BUSINESS CHECKING OPTIONS

BUSINESS BANKING I

Business Banking I will fit the needs of many small businesses who have lower monthly checking activity. Business Banking I is the perfect fit for many new businesses.

  • Simple, easy-to-understand pricing.
  • One low monthly maintenance fee covers up to 175 transaction items.
  • Minimum balance qualifiers to avoid monthly fees.

BUSINESS PLUS

Business Plus provides simplicity along with many other key benefits for your business. In addition, as a Business Plus customer, you’ll receive:

  • Monthly maintenance fee covers up to 500 transaction items.
  • Minimum balance qualifiers to avoid monthly fees.
  • Free initial order of standard, three-to-a-page business checks, binder, deposit slips, and endorsement stamp
  • Free 3″ x 5″ safe deposit box1 (or a discount on larger box) for one year.
  • Monthly maintenance fee waived on a personal Prime account for one year.

COMMERCIAL CHECKING

Commercial Regular Checking is a commercial analysis account, which means that the account is charged a service charge on analysis basis. This method of determining service charges takes into consideration account balance and account activity.

  • Regular Checking is the way to go for many businesses with a moderate to high number of transactions
  • A non-interest bearing account with only a $100 minimum deposit required to open
  • Accounts are subject to approval.

Southern BusinessPro

Southern Business Pro is your gateway to complete cash management for your business. It’s safe, simple and secure. From the convenience of your Southern Business Pro portal, you can pay bills, manage ACH payments, Direct Deposit, Merchant Services and Auto Sweeps. It’s all right here in one convenient package.

If you have any questions regarding our business checking accounts or Southern BusinessPro, Contact Your Local Business Banker

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