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designed especially for YOU, the leaders of tomorrow.

The future is bright, and we want to be with you every step of the way. SouthernU™ provides financial wellness, education, counsel, and tools to foster financial management during school and beyond. You’ll find video learning modules, assistance in navigating student debt, and budgeting tools to help prepare you for what’s ahead.

PLUS ...

You will enjoy additional perks from our best account, Gold Checking. Perks like cell phone protection, product and service discounts, roadside assistance, and identity theft protection are included throughout your Student Banking experience!

SouthernU Banking includes

SouthernU™ Student Checking

At Southern Bank, we believe banking is personal, allowing us to come alongside our customers – and community – with care and support. SouthernU™ Student Banking enables students and young adults 13 to 25 years old to have access not only to their money but also to some pretty great features that will protect and guide these special customers toward fiscal responsibility. The SouthernU Student Checking account needs an opening deposit of only $25, and is available for students 18+ to open online!

  • Southern Bank Cell Phone Protection
    Cell Phone Protection

    If your phone is broken or stolen, we’ll pay up to $400 per claim to have it repaired or replaced (up to $800 per year).

  • Southern Bank Local Savings
    Unlimited Local and National Savings

    Enjoy unlimited mobile access to savings of up to 50% on travel and at local and national retailers and restaurants.

  • Southern Bank Health Savings
    Pharmacy, Vision & Health Savings Programs

    Save BIG on glasses/contacts and prescriptions.

  • Southern Bank Identity Protection
    Southern Sentry Identity Vault

    Payment Card Protection, Identity Recovery and Restoration, and Identity and Credit Monitoring (activation required). Personal Identity Protection up to $5,000.

  • Southern Bank Roadside Assistance
    Roadside Assistance Services

    Locked your keys in your car? Car won’t start? Roadside assistance is available 24/7.

SouthernU™ Student Savings

It’s never too early to invest in your future. With an additional $25 deposit, the SouthernU™ Student Savings account is the perfect way to start socking away the money you’re earning today so you can watch it grow up with you. You can then take advantage of our Savings Made Simple program, which automatically rounds up your debit card purchases to the nearest dollar and deposits that difference into your savings account.

Interest COMPOUNDS DAILY based on the DAILY COLLECTED balance of the account. Rates are subject to change. Interest is credited to the account on the last day of the month or at checking statement drop if the account is combined with a SouthernU™ Student Checking account. Accounts closed before interest is credited will not receive the accrued interest.

Savings Made Simple

SouthernU™ Study Hall (Money Mentor)

Whether you’re on the path to college, headed for the military, or planning to jump right into the workforce, the transition into adulting can be daunting. But you never have to go it alone with Southern Bank by your side. The SouthernU™ Study Hall (Money Mentor) program provides guidance to help you develop financial smarts in areas like budget creation, savings and investments, and car loans so you can walk into your future with confidence.

Online Banking

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