You’ll Love Gold Checking!


Every Southern Bank personal checking account comes with amazing features that you will not find just anywhere. No matter what personal checking account you open, Southern Bank will offer online banking, bill pay, a debit card, e-statements, local and national discounts with BaZing®, Southern Sentry ID theft protection and FDIC insurance. Experience true, Southern hospitality when you open one of our checking accounts.

Cell Phone Protection

If your phone is broken or stolen, we’ll pay up to $400 per claim to have it repaired or replaced (up to $800 per year).1, 2

Unlimited Local and National Savings

Enjoy unlimited access to savings of up to 50% on travel and at local and national retailers and restaurants.1

Pharmacy, Vision & Health Savings Programs

Save BIG on glasses/contacts and prescriptions.

Southern Sentry Identity Vault

Payment Card Protection, Identity Restoration and Identity Monitoring (activation required). Personal Identity Protection up to $5,000.1, 2

Roadside Assistance Services

Locked your keys in your car? Car won’t start? Roadside assistance is available 24/7.

GOLD CHECKING ALSO INCLUDES:
  • Online Banking
  • Online Bill Pay
  • Visa® Debit Card
  • E-Statements
  • Mobile Banking App
  • Unlimited Checking
  • Direct Deposit
  • Check Imaging
  • $10,000 Travel Accidental Death Insurance2
  • Interest on All Balances
  • Cash Reserve Line of Credit*
    *Subject to credit approval

 

Let’s get started

  1. Cell phone protection and identity theft benefit are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
  2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

OTHER CHECKING ACCOUNT OPTIONS

 

PRIME CHECKING

Designed for Our Customers.

  • ID Theft Protection up to $2,5001, 2
  • E-Statements or Paper Statements
  • No service fee when minimum balances are maintained
  • Visa® Debit Card
  • Online Bill Pay
  • Online Banking
  • Mobile Banking App
  • Cashier’s Checks
  • 3”x 5” Safe Deposit Box (subject to availability)
Eligibility Requirements

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E-CHECKING

The No Frills Bank Account.

  • ID Theft Protection up to $1,0001, 2
  • E-Statements Only
  • Direct Deposit
  • Visa® Debit Card
  • Online Bill Pay
  • Online Banking
  • Mobile Banking App

There is no charge for e-statements. Paper statements are available for $5 per month. The monthly maintenance fee of $3 is waived as long as you maintain a minimum $500 average collected balance OR have at least one direct deposit per statement.


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Need to Reorder Checks?

Deluxe is our preferred check printer. You will now be securely transferred to their check ordering website.

Wherever You Go, There We Are.

With the Southern Bank mobile banking app featuring Mobile Deposit, you can bank whenever you want. The app offers a number of time-saving features that allow you to securely access your finances on your phone or tablet devices.