Personal Checking
with Southern Bank
Every Southern Bank personal checking account comes with amazing features that you will not find just anywhere. No matter what personal checking account you open, Southern Bank will offer online banking, bill pay, a debit card, e-statements, local and national discounts with BaZing®, Southern Sentry ID theft protection and FDIC insurance. Experience true, Southern hospitality when you open one of our checking accounts.
- Online Banking
- Online Bill Pay
- Visa® Debit Card
- Savings Made Simple Benefits
- E-Statements
- Mobile Banking App
- Unlimited Checking
- Direct Deposit
- Check Imaging
- $10,000 Travel Accidental Death Insurance2
- Interest on All Balances
- Cash Reserve Line of Credit*
*Subject to credit approval
- Cell phone protection and identity theft benefit are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
- Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

An Easy Way to Make Saving Automatic
With the Savings Made Simple program, every time you use your Southern Bank debit card the transaction is rounded up to the nearest dollar. To get started with this free service, all you need is your Southern Bank debit card and checking account, and a Southern Bank savings account.
OTHER CHECKING ACCOUNT OPTIONS
PRIME CHECKING
Designed for Our Customers.
- ID Theft Protection up to $2,5001, 2
- E-Statements or Paper Statements
- No service fee when minimum balances are maintained
- Visa® Debit Card
- Online Bill Pay
- Online Banking
- Mobile Banking App
- Cashier’s Checks
- 3”x 5” Safe Deposit Box (subject to availability)
OPEN AN ACCOUNT TODAY
E-CHECKING
The No Frills Bank Account.
- ID Theft Protection up to $1,0001, 2
- E-Statements Only
- Direct Deposit
- Visa® Debit Card
- Online Bill Pay
- Online Banking
- Mobile Banking App
There is no charge for e-statements. Paper statements are available for $5 per month. The monthly maintenance fee of $3 is waived as long as you maintain a minimum $500 average collected balance OR have at least one direct deposit per statement.
OPEN AN ACCOUNT TODAY
Wherever You Go, There We Are.
With the Southern Bank mobile banking app featuring Mobile Deposit, you can bank whenever you want. The app offers a number of time-saving features that allow you to securely access your finances on your phone or tablet devices.