First Time Homebuyer
Buying your first home should be a great experience. It is at Southern Bank!
You are about to start an exciting chapter in the life of your family. Your First Home. We are here to help you every step of the way … from the down payment to the last payment … Southern Bank is on your side.
In person. Online. We’re with you.
Your Southern Bank mortgage team will guide you through every step of the process, starting with a financial snapshot, fast pre-qualification, guidance on choosing your dream home, and easy-to-understand steps to make your dream home a reality.
- Down Payment
We can help you plan and save for your down payment. We can also make sure you take full advantage of the down payment options available.
- Pre-Loan Application
This quick step will tell you the loan amount you would qualify for and help you shop with confidence the homes that fit your price range.
- Home Shopping
We know the market and we know the realtors. We can help you find the neighborhood that best fits your lifestyle and your budget.
- The Process
Yes, there is paperwork to be done, but we will get you through it! We’ll help you navigate the sea of forms and documents to keep the process moving and your face smiling!
This is the big day when your house starts to become your home. We’ll make sure it’s fast and easy so you can get on to the next big step.
- Move In
Nothing makes us happier than move in day. We’ll celebrate your day with Facebook photos, a housewarming gift, AND a commitment to be with you long after moving day.
- And then…
For many banks, the closing is the end of the relationship. Not so with Southern Bank. We will continue to be with you for years to come. Whether you have questions, want to refinance, or are ready to move to your next house, we’ll be here for you.