Merchant Services

Our Merchant Services are a perfect complement to our Cash Management programs. Southern Bank offers a complete line of Merchant processing options to meet the needs of the most demanding businesses.

Credit Card Processing: Our goal is to make credit cards as convenient for you as they are for your customers. Southern Bank offers the fastest and most cost-effective method of processing your credit card transactions. Our program supports all major payment types. With next day credit available for most transactions deposited with us, credit card sales are almost as valuable as cash. With everything from imprinters to signs and supplies, we’re ready to serve.

Contactless Payment

You can choose from:

  • EMV-capable Terminals
  • NFC/Contactless Processing
  • POS Processing
  • Mobile Processing
  • Business-to-Business Solutions
  • Apple Pay & Mobile Wallet Acceptance
  • iPad & Tablet Processing
  • E-Commerce Solutions
  • Gift and Loyalty cards
  • Online Reporting, etc.


Electronic Check Services
Accepting personal checks from your customers is simple, risk-free and includes:

  • Check Verification
  • Check Conversion
  • Check Collection
  • Check Guarantee

Merchant E-Connections

  • View up to six months of merchant history
  • Almost real time authorizations, settled transactions, batch history and merchant statements

We will provide you with a dedicated Merchant Services Account Representative as well as a dedicated Merchant Specialist. To get started, allow us to provide a no charge cost analysis to see if we can save you money.

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