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BUSINESS LOANS

SUCCESS DEMANDS GROWTH.
GROWTH TAKES CAPITAL.

Whether your business is a startup, a farming operation, or a national franchise, you likely need funds to launch, expand, or build. As part of your community, we care about your business — and we want you to succeed. We provide business loans for operations expenses, market expansion, credit lines, leasing, and much more. Because your business needs are unique, we’ll custom design a loan program to maximize your returns and minimize stress.

All Southern Bank loans and credit services are subject to credit approval.

COMMERCIAL LOANS

Need to finance equipment purchases, expand your territory, or consolidate existing business debt? A Commercial Loan may be the perfect fit. With numerous lending options available, we’ll work with you to secure the funds needed to help your business run smoothly.

CONSTRUCTION LOANS

When your business growth involves acquiring and constructing real property, a Southern Bank Construction Loan can bridge the financing across the entire process. Our financing experts will work closely with you to efficiently fund your construction or development project from start to finish.

AGRICULTURE LOANS

Local agribusiness is truly the lifeblood of any community. Since 1901, Southern Bank has been helping our agriculture customers prosper through every season. If you need to purchase livestock, expand operations, or improve your property, we can provide a quick and dependable source of financing with competitive rates, flexible loan terms, and convenient payment plans.

RESERVE PLUS LINE OF CREDIT

Reserve Plus is designed to meet the ever-changing needs of your business.
 

  • Convenient working capital
  • Pre-approved limit for peace of mind
  • Flexible payment schedule
  • No interest charges until funds are advanced

SBA LOANS

Whether you’re already up and running, just getting started, or in the planning stages of an entrepreneurial venture, the Small Business Administration can provide guidance and funding to help your small business thrive.

Visit SBA.gov for more details.

Let's talk.

Please give us a call at 1.855.275.7226 or fill out the form below, and we’ll be in touch soon to answer your questions and determine the right solutions for you.

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