Important Digital Banking Update
Southern Bank’s new digital banking experience launches Oct. 19. Starting Oct. 16 at 5 PM, all digital banking services, including online and mobile banking, will be unavailable.
Review important dates and how to prepare.

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Your New Digital Banking Experience Arrives Oct. 19

A simpler, more personalized way to manage your money is almost here. On Oct. 19, Southern Bank’s new digital banking platform will bring a refreshed look, expanded tools, and greater control across online and mobile banking.

There are a few things to know before launch so you can get started with confidence.

More Control, All in One Place

The new digital banking experience is designed to make everyday money management simpler, whether you’re checking accounts at home or managing your finances on the go. You’ll continue to have access to familiar services like Bill Pay and Zelle®, while gaining new ways to connect, manage, and protect your financial life.
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Outline icon of a desktop monitor flanked by a tablet on the left and a smartphone on the right, representing multi-device compatibility.

Streamlined Access

One connected platform, easier navigation, and a more streamlined experience make it simpler to get to your accounts and the tools you use most.
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Connected Money Management

Get a clearer view of your accounts, payments, spending, and cards, with tools that help you manage more of your financial life in one place.
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Stronger Protections

Enhanced monitoring, stronger authentication, real-time alerts, and expanded controls add more ways to help protect your accounts.

Bank on the Go

Enjoy a more consistent experience across desktop and mobile, with more everyday banking tasks available wherever you are.

Built Around the Way You Bank

From keeping an eye on your credit to managing cards and transfers, new and improved tools put more of your financial life within reach.

Personalized Dashboard
Choose the accounts and information most important to your business and put them front and center.
User and Access Management
Manage users, permissions, and account access with greater flexibility.
Mobile Access
Take more of your business banking with you through a consistent desktop and mobile experience.
Easier Connections
Access eligible connected services and accounts with fewer separate sign-ins.
Account and Security Alerts
Choose the account and security notifications that matter to your business.
Improved Self-service
Handle more routine login, account, and administrative tasks without needing to contact support.
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Personalized Dashboard

Choose which accounts and tools you want front and center when you log in.
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Credit Score Insights

Set up SavvyMoney from your dashboard to view your credit score and related insights.

Easier External Connections

Connect eligible external accounts and services more easily.
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Card Management

Access card controls, alerts, and transaction details wherever you bank.
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Money Management Tools

Track spending, understand cash flow, and get a clearer view of your finances.
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More Self-service Options

Manage common login, account, and preference settings with fewer steps.

A Few Steps Now Can Make Launch Day Easier

Southern Bank’s new digital banking experience launches Oct. 19. Here’s what to know before you log in.

Friday, Oct. 16: Mobile Banking Becomes Unavailable

Beginning at 5:00 PM ET, the current Southern Bank digital banking will be unavailable as we transition to the new platform. Please plan to complete time-sensitive mobile banking tasks in advance.

Please note: The previously communicated transition time has changed. Mobile banking will now become unavailable beginning at 5:00 PM ET / 4:00 PM CT on Friday, Oct. 16.

Weekend Debit Card Alert Interruption
Debit card alerts will be unavailable over the weekend. If your debit card is lost or stolen during this time, call 800-754-4128 to report it, as this cannot be done through digital banking. If you’re outside the U.S., you can call collect at +1 727-227-9012.

Before Oct. 19

  1. Verify your contact information. Make sure your mobile phone number and email address are current so you can complete authentication and receive important updates.
  2. Please be aware that the Bill Pay cutoff will be Thursday, Oct. 15 at 5:00 PM ET.
  3. Know that you’ll need to download the new app. On Oct. 19, the current Southern Bank app will direct you to the Apple App Store or Google Play Store to download Southern Bank Digital.
  4. Watch for additional reminders. We’ll continue sharing important launch information as Oct. 19 approaches.

When You Log In on Oct. 19

  1. Open your current Southern Bank app and follow the “Update Required” prompt to download Southern Bank Digital, or visit SouthernBank.com to access digital banking online.
  2. Enter your current login ID.
  3. Create a new password when prompted.
  4. Review your scheduled transactions and alerts, and re-enable those you want to continue using.
Your current payee information will be available in the new experience, but recurring payments and scheduled transactions will need to be re-established.

Familiar Services Are Coming With You

A new look doesn’t mean starting over. You’ll continue to have access to familiar banking services, including:

  • Bill Pay and your existing payee information
  • Zelle® enrollment
  • Your Southern Bank accounts
  • Online and mobile access

You may need to re-enable scheduled transactions, recurring payments, and alert preferences after the transition.

Browser Compatibility

For the best digital banking experience, use a supported browser and operating system combination.

Browser Windows macOS
Google Chrome (Current and previous two major versions)
Recommended
Recommended
Mozilla Firefox (Current and previous two major versions)
Supported
Supported
Microsoft Edge (Current and previous two major versions)
Supported
Unsupported
Apple Safari (Current and previous two major versions)
Unsupported
Supported

Frequently Asked Questions

When does the new digital banking experience launch?

Southern Bank’s new digital banking experience launches Oct. 19, 2026.

Do I need to download a new app?

Yes. On Oct. 19, open your current Southern Bank app and follow the “Update Required” prompt. You’ll be directed to the Apple App Store or Google Play Store to download Southern Bank Digital.

Will I use the same login information?

Yes. When logging in for the first time, use your current username AND password. You will then be prompted to reset your password and will be required to verify your identity using dual authentication.

Will my payments and payees carry over?

Your existing payee information will be available in the new experience. You’ll need to re-establish recurring payments and other scheduled transactions after launch.

What happens to my alerts?

Alert preferences will need to be re-enabled after the transition. Once you log in, review your account and security alert settings and choose the notifications you want to receive.

Will I still be able to use Bill Pay and Zelle®?

Yes. Bill Pay and Zelle® will continue to be available. Your Zelle® enrollment will remain intact.

Where should I start after logging in?

Look for the Getting Started tile on your dashboard. It will guide you through important features and help you get familiar with the new experience.

Who should I contact if I have questions?

For help with the digital banking transition, contact Southern Bank Customer Care at 1.855.275.7226.

What to Expect

  • Now

    • Verify your contact information by logging in to your current digital banking account and going to: Administration > Self Administration > Personal Preferences.

  • Before Oct. 19

    • Watch for reminders with final login information and tips for a smooth transition.
    • Mobile check deposit will be unavailable beginning Friday, Oct. 16 at 2:00 PM ET, ahead of the digital banking interruption at 5:00 PM ET.
    • Southern Bank digital banking will be unavailable starting Friday, Oct. 16 at 5:00 PM ET as we transition to the new digital banking experience. Complete any time-sensitive banking tasks in advance.
    • Please note: The previously communicated transition time has changed. Mobile banking will now become unavailable beginning at 5:00 PM ET / 4:00 PM CT on Friday, Oct. 16.

  • Oct. 19

    • Open your current Southern Bank app and follow the “Update Required” prompt to download Southern Bank Digital. When logging in for the first time, use your current username AND password. You will then be prompted to reset your password and will be required to verify your identity using dual authentication.

  • After You Log In

    • Personalize your dashboard, re-enable scheduled transactions and alerts, and explore tools like SavvyMoney.

We’re Here to Help

Southern Bank will be here throughout the digital banking transition. If you have questions about what’s changing, preparing for Oct. 19, or accessing your accounts after launch, our team is ready to help.

For immediate assistance, contact Customer Care at 1.855.275.7226.

Please fill out the form below, and a member of the Southern Bank team will reach out to assist you.

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