Important Digital Banking Update
Southern Bank’s new digital banking experience launches Oct. 19. Starting Oct. 16 at 5 PM, all digital banking services, including online and mobile banking, will be unavailable.
Review important dates and how to prepare.

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Your New Business Digital Banking Experience Arrives Oct. 19

Southern Bank’s new digital banking platform is almost here, bringing a more connected way to access accounts, manage money, and keep business moving across desktop and mobile.

Before Oct. 19, take a few minutes to understand what’s changing and what your business will need to do at launch.

Built to Keep Business Moving

Your work doesn’t always happen behind a desk. The new digital banking experience is designed to give businesses greater flexibility, stronger controls, and easier access to the tools you use every day.

Smiling man in a navy blazer holding a smartphone outdoors against a wood-paneled building exterior.
Outline icon of a desktop monitor flanked by a tablet on the left and a smartphone on the right, representing multi-device compatibility.

Streamlined Access

One connected platform, easier navigation, and fewer separate access
points make it simpler to get to the accounts and tools your business uses most.

Arrow entering a rounded square, indicating a send/export action (share-style icon)

Connected Money Management

Get a clearer view of accounts, payments, cash flow, and cards, with tools that help you manage more of your business finances in one place.

Wallet with a padlock icon, signaling a secure or locked wallet feature

Stronger Protections

Enhanced monitoring, stronger authentication, real-time alerts, and expanded controls help your business stay informed and better protected.

Bank on the Go

Enjoy a more consistent experience across desktop and mobile, with more business banking tasks available wherever work takes you.

More Ways to Manage Business on Your Terms

Whether you’re checking accounts, managing access, or handling business away from the office, the new experience gives you more ways to stay in control.

Personalized Dashboard
Choose the accounts and information most important to your business and put them front and center.
User and Access Management
Manage users, permissions, and account access with greater flexibility.
Mobile Access
Take more of your business banking with you through a consistent desktop and mobile experience.
Easier Connections
Access eligible connected services and accounts with fewer separate sign-ins.
Account and Security Alerts
Choose the account and security notifications that matter to your business.
Improved Self-service
Handle more routine login, account, and administrative tasks without needing to contact support.
Outline icon of a desktop monitor flanked by a tablet on the left and a smartphone on the right, representing multi-device compatibility.

Personalized Dashboard

Choose the accounts and information most important to your business and put them front and center.
Desktop monitor showing a website layout with a gear icon for settings or configuration tool

User and Access Management

Manage users, permissions, and account access with greater flexibility.

Mobile Access

Take more of your business banking with you through a consistent desktop and mobile experience.
Web browser window showing a user profile icon with two rectangular buttons beneath it.

Easier Connections

Access eligible connected services and accounts with fewer separate sign-ins.
Wallet with a padlock icon, signaling a secure or locked wallet feature

Account and Security Alerts

Choose the account and security notifications that matter to your business.
Arrow entering a rounded square, indicating a send/export action (share-style icon)

Improved Self-service

Handle more routine login, account, and administrative tasks without needing to contact support.

Know What to Do on Launch Day

The new digital banking experience launches Oct. 19. A few important changes will
affect how you access and manage your business accounts.

Friday, Oct. 16: Mobile Banking Becomes Unavailable

Beginning at 5:00 PM ET, the current Southern Bank digital banking will be unavailable as we transition to the new platform. Please plan to complete time-sensitive mobile banking tasks in advance.

Please note: The previously communicated transition time has changed. Mobile banking will now become unavailable beginning at 5:00 PM ET / 4:00 PM CT on Friday, Oct. 16.

Weekend Debit Card Alert Interruption

Debit card alerts will be unavailable over the weekend. If your debit card is lost or stolen during this time, call 800-754-4128 to report it, as this cannot be done through digital banking. If you’re outside the U.S., you can call collect at +1 727-227-9012.

Before Oct. 19

  1. Verify contact information for key users and administrators. Accurate mobile phone numbers and email addresses will help make authentication and account access easier.
  2. Please be aware that the Bill Pay cutoff will be Thursday, Oct. 15 at 5:00 PM ET.
  3. Know that your current business banking app will be retired. Beginning Oct. 19, you’ll need to delete your current app and download Southern Bank Digital from the app store. The new app will not be available until Oct. 19.
  4. Review recurring activity. Be prepared to review and re-establish recurring payments, scheduled transactions, and alerts after launch.

On Oct. 19

  1. Delete your current business banking app.
  2. Go to your app store and download Southern Bank Digital.
  3. Log in via the mobile app or desktop. Your username will be your current Company ID, immediately followed by your User ID (example: 123456admin).
    • Legacy Business Online customers who previously logged in through mobile banking will log in using only their existing username and password.
  4. Enter your current password.
  5. Create a new password when prompted.
  6. Verify your identity using dual authentication.
  7. Review your recurring payments, scheduled transactions, and alert settings.
  8. Once logged in, you can change your Login ID by going to Settings > Update Login ID. Your Login ID must be between 6 and 18 characters.

Your existing payee information will carry over, but recurring payments and scheduled transactions will need to be re-established.

A Different Look. A Simpler Way In.

The new platform will look and feel different, but it is designed to bring more of your business banking into one connected experience.

You can expect:

  • A fresh, modern interface
  • A single platform across desktop and mobile
  • A customizable dashboard
  • More self-service account and administrative tools
  • Expanded mobile capabilities
  • Stronger authentication and fraud protection tools
  • Easier access to eligible connected business services

Treasury customers moving from a company ID-based login will no longer need to enter a company ID in the new experience. Additional guidance will be provided for treasury services and workflows that require specific transition steps.

Browser Compatibility

For the best digital banking experience, use a supported browser and operating system combination.

Browser Windows macOS
Google Chrome (Current and previous two major versions)
Recommended
Recommended
Mozilla Firefox (Current and previous two major versions)
Supported
Supported
Microsoft Edge (Current and previous two major versions)
Supported
Unsupported
Apple Safari (Current and previous two major versions)
Unsupported
Supported

Frequently Asked Questions

When does the new business digital banking experience launch?

Southern Bank’s new digital banking experience launches Oct. 19, 2026.

Do I need to download a new mobile app?

Yes. On Oct. 19, business customers should delete their current business banking app and download Southern Bank Digital from their app store. The new app will not be available before Oct. 19.

Will I use my current login information?

Yes. When logging in for the first time, use your current password. You will then be prompted to reset your password and will be required to verify your identity using dual authentication.

Will my payees and recurring payments carry over?

Your existing payee information will be available in the new platform. Recurring payments and other scheduled transactions will need to be re-established after launch.

What happens to my alerts?

You’ll need to re-enable the account and security alerts you want to use. After logging in, visit Alerts > Alert Settings to review your options.

Will Bill Pay and Zelle® still be available?

Yes. Bill Pay and Zelle® will continue to be available. Zelle® enrollment will remain intact.

Where should my team start after logging in?

Look for the Getting Started tile on the dashboard. It will help users get familiar with the new experience and key features.

What if my business uses treasury services?

Some treasury tools and workflows have additional transition requirements. Treasury customers will receive more specific guidance based on the services they use.

Will digital banking be available before launch?

Southern Bank digital banking will be unavailable beginning at 5:00 PM ET / 4:00 PM CT on Friday, Oct. 16. Please complete any time-sensitive banking tasks in advance. Please note: The previously communicated transition time has changed. Mobile banking will now become unavailable beginning at 5:00 PM ET / 4:00 PM CT on Friday, Oct. 16.

Who should I contact if I have questions or need help?

For help with the digital banking transition, contact Southern Bank Customer Care at 1.855.275.7226 or reach out to your Southern banker.

What to Expect

  • Now

    • Confirm your contact information is correct by logging in to your current digital banking account and going to: Administration > Self Administration > Personal Preferences.
    • Verify contact information for account administrators and key users and begin preparing for the transition.

  • Before Oct. 19

    • Watch for final reminders about access, login, and any additional steps associated with your business banking services.
    • Mobile check deposit will be unavailable beginning Friday, Oct. 16 at 2:00 PM ET, ahead of the digital banking interruption at 5:00 PM ET.
    • Digital banking will be unavailable beginning at 5:00 PM ET on Friday, Oct. 16, as Southern Bank transitions to the new digital banking experience. Complete any time-sensitive banking tasks in advance.
    • Please note: The previously communicated transition time has changed. Mobile banking will now become unavailable beginning at 5:00 PM ET / 4:00 PM CT on Friday, Oct. 16.

  • Oct. 19

    • Download Southern Bank Digital. When logging in for the first time, use your current password. You will then be prompted to reset your password and will be required to verify your identity using dual authentication.

  • After You Log In

    • Customize your dashboard and reset recurring payments, scheduled transactions, and alert settings.

We’re Here to Help

Southern Bank will continue providing updates and support throughout the digital banking transition. If you have questions about preparing your business, accessing the new experience, or completing post-launch setup, our team is ready to help.

For immediate assistance, contact Customer Care at 1.855.275.7226.

Please fill out the form below, and a member of the Southern Bank team will reach out to assist you.

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