Personal Checking with Southern Bank

Every Southern Bank personal checking account comes with amazing features that you will not find just anywhere. No matter what personal checking account you open, Southern Bank will offer online banking, bill pay, a debit card, e-statements, local and national discounts with BaZing®, Southern Sentry ID theft protection and FDIC insurance. Experience true, Southern hospitality when you open one of our checking accounts.

  • Cell Phone Protection

    If your phone is broken or stolen, we’ll pay up to $400 per claim to have it repaired or replaced (up to $800 per year).1, 2

  • Unlimited Local and National Savings

    Enjoy unlimited access to savings of up to 50% on travel and at local and national retailers and restaurants.1

  • Pharmacy, Vision & Health Savings Programs

    Save BIG on glasses/contacts and prescriptions.

  • Southern Sentry Identity Vault

    Payment Card Protection, Identity Restoration and Identity Monitoring (activation required). Personal Identity Protection up to $5,000.1, 2

  • Roadside Assistance Services

    Locked your keys in your car? Car won’t start? Roadside assistance is available 24/7.

Only $7 Per Month* * Free for the first 90 days on new accounts
GOLD CHECKING ALSO INCLUDES

*Subject to credit approval

  1. Cell phone protection and identity theft benefit are subject to additional terms and conditions. Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
  2. Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.

What are your business needs?

Southern Bank loves helping businesses! Go to our quick and easy “Needs Discovery” form and tell us about you and your business! We have custom solutions to fit your needs.

OTHER CHECKING ACCOUNT OPTIONS

PRIME CHECKING

Designed for Our Customers
  • ID Theft Protection up to $2,5001,2
  • E-Statements or Paper Statements
  • No service fee when minimum balances are maintained
  • Visa Debit Card
  • Online Bill Pay
  • Online Banking
  • Mobile Banking App
  • Cashier's Checks
  • 3" x 5" Safe Deposit Box (subject to availability)

E-CHECKING

The No Frills Bank Account
  • ID Theft Protection up to $1,0001,2
  • E-Statements Only
  • Direct Deposit
  • Visa Debit Card
  • Online Bill Pay
  • Online banking
  • Mobile Banking App

Need to Reorder Checks?

Deluxe is our preferred check printer. You will now be securely transferred to their check ordering website.
Wherever You Go, There We Are.

With the Southern Bank mobile banking app featuring Mobile Deposit, you can bank whenever you want. The app offers a number of time-saving features that allow you to securely access your finances on your phone or tablet devices.

Help Center

  • Lost or Stolen Debit or ATM Card

    1.855.ASK.SBANK (1.855.275.7226)

  • Lost or Stolen Credit Card

    1.800.543.9000

  • 24 Hour Emergency Roadside Assistance

    Lock your keys in your car? Car won’t start? Call 1.833.278.1576. It’s free to use up to $80 in service charges. (For GOLD accounts with BaZing Only.)

  • Reorder Checks

    Click Here. Safe & Secure check ordering through Deluxe, our preferred check printer.

  • Customer Care Center

    1.855.ASK.SBANK (1.855.275.7226)
    Mon-Fri 8am-7pm Sat 9am-1pm Treasury Services Support availableMon-Fri 8am-5:30pm Closed Sun & federal holidays

Online Banking




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