PERSONAL BANKING
Cash reserve
Cash Reserve Line of Credit*
In case of an emergency or accidental overdraft, use your Cash Reserve Line of Credit* to write yourself a loan anytime, anywhere.
- Automatic line of credit built right into your checking account.
- Write a check or use a special Cash Reserve check in the amount needed to get the funds advanced to your checking account.
- No setup fee. Finance charges accrue only when you use the reserve.
Reserve Plus Line of Credit*
Allows for larger lines of credit at lower, variable interest rates.
*Normal credit approval applies on all checking accounts, loans, lines of credit, and credit cards. The prime rate used to determine your APR is the Southern Bank prime rate on the last business day of the previous calendar month.
Please give us a call at 1.855.275.7226 or find your local branch for more information.
