Mobile Banking
Easy. Convenient. Secure.

Southern Bank … in the palm of your hand

  • You’re in control. Check balances, transfer funds, and make deposits and payments right from your phone. Plus, your personal dashboard helps you keep track of all of your finances, including property, loans, investments, and accounts at other financial institutions.

  • Set up automatic payments for your utilities, rent, and phone bills. Make one time payments to virtually any business and your phone to “tap n go” with all the major pay platforms, such as Apple Pay, Google Pay, and Samsung Pay.

  • “Who’s paying for lunch?” No worries, settle up with Zelle. Send and receive money instantly with Zelle—the safest, fastest way to send money to another person.

  • Got a check? Take a picture of the front and back and make a deposit instantly, no matter where you are.

  • All your financial info. All in one place. My Dashboard allows you to connect your bank accounts, your investments, your home, your loans, and more. Once connected, you’ll be able to easily monitor your activity, including spending, budgeting, and savings.

  • Your app includes handy tools for budgeting, planning, and tips for financial wellness. Plus, with Gold Checking, you’ll have access to digital coupons, roadside assistance, ID theft monitoring, and cell phone protection.

Setting Up Online & Mobile Banking

STEP 1: Set Up Online Banking

If you already have Online Banking, click here to log in and confirm or update your personal Online Banking profile.

Before you can log in to Southern Bank Personal mobile app, you will need to sign up for Online Banking and create an Online Banking profile. All you need to set up your account is a Southern Bank personal checking account and a computer with internet access.

STEP 2: Get the Mobile App

Once you’ve set up your Southern Bank personal Online Banking account, you can download and use the Southern Bank Personal mobile app for your smartphone or smart device. Simply log in using the online banking username and password that you have already set up. Then you’re ready to start banking your way!

Search for “Southern Bank Personal” or “Southern Bank and Trust.”

Image of button to download app for iOS
Use your Southern Bank account with any of these mobile pay services.

If you have set up Online Banking but have not used it within the past 90 days, call Southern Bank Customer Care at
1-855-ASK-SBANK (1-855-275-7226) to reactivate your account.

The Customer Care Center is open Monday through Friday 8am-7pm and Saturday 9 am-1pm. The center is closed on Sundays and federal holidays.

Help Center

  • Lost or Stolen Debit or ATM Card

    1.855.ASK.SBANK (1.855.275.7226)

  • Lost or Stolen Credit Card


  • 24-Hour Emergency Roadside Assistance

    Lock your keys in your car? Car won’t start? Call 1.833.278.1576. It’s free to use up to $80 in service charges. (For GOLD accounts with BaZing Only.)

  • Reorder Checks

    Click Here. Safe & Secure check ordering through Deluxe, our preferred check printer.

  • Customer Care Center

    1.855.ASK.SBANK (1.855.275.7226)
    Mon-Fri 8am-7pm
    Sat 9am-1pm
    Treasury Services Support available Mon-Fri 8am-5:30pm Closed Sun & federal holidays

Online Banking

Don’t have Online Banking? Sign Up