of your home
Transform your home’s equity into a resource for life’s big moments from funding higher education to making home improvements to consolidating debt. With our HELOC, you’re not just borrowing; you’re investing in the future of your family and the comfort of your home.
7.50% APR**
Fixed Rate for 3 years
Up to 80% Loan to Value (LTV)
7.625% APR**
Fixed Rate for 3 years
Up to 85% Loan to Value (LTV)
8.75% APR1
Associated Variable Rate
Empower Your Financial Decisions
A HELOC puts you in control, allowing you to leverage your home’s value for your financial goals.
Let's talk.
Please give us a call at 1.855.275.7226 or fill out the form below, and we’ll be in touch soon to answer your questions and determine the right solutions for you.
**The Fine Print
The introductory rate is for new equity lines with payments auto-drafted from a Southern Bank checking account.
1 After 36 months, the APR will be based on the highest prime rate published in The Wall Street Journal’s Money Rate Table, plus or minus a margin determined by your line amount. (Up to $49,999 is prime +0.25%; $50,000 to $249,999 is prime +0%; $250,000 and above is prime -0.25%.)
The prime rate, as of 4/1/24, is 8.50%. The APR is variable and may change at any time. The maximum APR that can apply is 16%. The minimum rate is 6%. Rates are subject to change without notice.
Please see your local banker for all the details.
Subject to Eligibility.
You must carry insurance on the property that secures this plan.