VA Home Loans

Relax. We Got This.

We appreciate the dedication, hard work, and sacrifice of our military personnel. We are here to help you every step of the way … from the down payment to the last payment … Southern Bank is on your side.

Down Payment Assistance

Southern Bank offers down payments as low as $0 for qualified veterans and active military. As an additional way to thank you for your service, we offer another $400* off your closing costs.

Your Home Team Advantage

We proudly offer the service, convenience, and personal attention that you deserve, from the very beginning through the life of your loan. We’re with you all the way. Come into any branch, or call 800.682.6895 and let one of our Home Team Advisors serve you.

* Cannot be combined

Your Southern Bank mortgage team will guide you through every step of the process, starting with a financial snapshot, fast pre-qualification, guidance on choosing your dream home, and easy-to-understand steps to make your dream home a reality.

Easy. Flexible. Fast. Home Loans

For Veterans & Active Duty

Have a Home Team Advisor contact me.

Help Center

  • Lost or Stolen Debit or ATM Card

    1.855.ASK.SBANK (1.855.275.7226)

  • Lost or Stolen Credit Card


  • 24-Hour Emergency Roadside Assistance

    Lock your keys in your car? Car won’t start? Call 1.833.278.1576. It’s free to use up to $80 in service charges. (For GOLD accounts with BaZing Only.)

  • Reorder Checks

    Click Here. Safe & Secure check ordering through Deluxe, our preferred check printer.

  • Customer Care Center

    1.855.ASK.SBANK (1.855.275.7226)
    Mon-Fri 8am-7pm
    Sat 9am-1pm
    Treasury Services Support available Mon-Fri 8am-5:30pm Closed Sun & federal holidays

Online Banking

Don’t have Online Banking? Sign Up