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HOME LOANS

NC Home Advantage program
The North Carolina Housing Finance Agency is dedicated to helping North Carolinians obtain affordable access to home ownership. If you’re a first-time or move-up buyer, this program is designed to simplify the homebuying process and make your dream of homeownership a reality. 
 
We are here to help you determine if this program is right for you — and walk with you through this process. Some features and requirements of the NC Home Advantage Program include:
1Buyer eligibility includes, but is not limited to, the following: Must occupy the home as your principal residence within 60 days of closing. Must not own another home. Annual income doesn’t exceed $140,000. Credit score is 640 or higher. Must be applying for an FHA, USDA, VA, or conventional loan through a participating lender and meet the sales price limits of the loan type. Must be a legal resident of the United States.
2660 credit score required.
 

Is this loan right for you?​

Our Loan Officers will work with you to determine which type of loan best suits your needs and budget.

Let's talk.

Please give us a call at 1.855.275.7226 or fill out the form below, and we’ll be in touch soon to answer your questions and determine the right solutions for you.

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