SouthernU™ Study Hall
SouthernU™ isn’t just a checking and savings experience – it’s all about getting you ready for the complex set of financial decisions that you’ll be facing over the next decade! It’s about understanding financial basics and being well-informed to make wise choices when a fork in the road presents itself. Whether it is that itch to spend your savings on that sound system for your car – or that credit card they’re offering outside the dining hall, we’ll help steer you in the right direction!
SouthernU™ Study Hall provides an engaging personal educational experience through a series of interactive learning playlists designed specifically for SouthernU™ account holders. Each learning playlist covers a specific point in life – either Graduating High School or already in College – and preparing for “the real world” through a series of micro-learning moments designed to provide targeted answers to learners’ financial life questions.
From banking basics to saving for the future, SouthernU™ Study Hall is open for learning! Get started today by selecting the option that best fits you!
Current SouthernU™ Study Hall Playlists
iOS Users: if accessing this page from within Southern Bank’s mobile banking app, use a long press to launch each class hyperlink.
- Credit Scores and Reports
Why establishing and maintaining strong credit matters so much for your financial health.
- Healthy Financial Habits
Learn more about how you can develop healthy financial habits needed for financial well-being.
- Identity Protection
Learn how to protect your identity and personal information.
- Introduction to Social Media Scams
Learn about social media scams and how not to fall for scammers.
- Checking Accounts
Learn about the features, benefits, and functions of checking accounts.
- Credit Cards
Learn how credit cards work, what features to look for, and how to manage a credit card responsibly.
- Mobile and Online Banking
Explore how to use online and mobile banking securely and effectively.
- Taxes: The Basics
Understand why managing your taxes is so important.
- Savings Accounts
Learning how to save money and the options available to you are a major key to financial success.
- Preventing Overdraft Fees
Learn about why overdraft fees occur and how they can be avoided.
- Creating a Budget
Learn strategies, tips, and tools to stick to your budget and achieve your financial goals.
- Debt Management
Climbing out of debt takes having a plan. Learn how to use your budget to pay off your debt.
- How does Inflation Impact my Finances?
Read this article to learn more.
- Build Better Credit
Understand the importance of building credit, identify the factors that impact credit scores, and learn how to build better credit.
- Car Loans
Explore different ways to buy a car and the steps you can take to apply for a car loan.
- Building Emergency Savings
Learn why and how to save for emergency expenses.
- Certificates of Deposit
Learn how to use Certificates of Deposit (CDs) as a low risk investment in reaching your financial goals.
- Mindful Living
Learn about the fundamentals, benefits, and strategies you can use to practice mindful living.
- Sustainable Investing
Explore how to use sustainable investing to support the causes that are important to you while building a financial portfolio.
- Preparing for a Job Interview
Learn how to prepare for a job interview and manage stress.