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(Jessica) Welcome to Money Matters on the Southern Bank Financial Wellness Network. I’m Jessica.

(John) And I’m John.

(Jessica) And today we’re talking about whether or not you should buy life insurance if you’re in your 20s.

(John) Yeah, essentially, life insurance is helpful if there is a person or people in your life who would be financially impacted by your passing. This could be someone such as a spouse, kids, or other family members.

(Jessica) Policies generally fall into two categories: term life insurance and permanent life ...

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(Jessica) Welcome to Money Matters on the Southern Bank Financial Wellness Network. I’m Jessica.

(John) And I’m John.

(Jessica) And today we’re talking about whether or not to reduce saving for retirement in the face of a recession.

(John) Yeah, Jessica, you know, when money’s tight, it might be tempting to hit pause on saving for retirement. I mean that’s so far in the future, right? However, it’s important to keep the long-term view in mind: The more you put in now, the more your money will ...

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(Jessica) Welcome to Money Matters on the Southern Bank Financial Wellness Network. I’m Jessica.

(John) And I’m John.

(Jessica) And today we’re talking about whether or not it’s a good idea to have a credit card available as an emergency fund.

(John) Yeah, and the short answer is no. But there’s a few reasons why.

(Jessica) Such as?

(John) Such as high interest that adds up quickly over time. Potential damage to your credit if you can’t immediately pay it off. Limiting or maxing out your available credit limit. And, on ...

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(Jessica) Welcome to Money Matters on the Southern Bank Financial Wellness Network. I’m Jessica.

(John) And I’m John. (Jessica) And today we’re talking about resetting your finances.

(John) That’s right, Jessica. You know, this is a great habit to get into. A financial reset is a regular appointment where you sit down and check in on how your budget is working for you.

(Jessica) What should you look at during these check-ins?

(John) Well, essentially, you want to see where you’re meeting or exceeding your goals. Are you spending more ...