BUSINESSES. WE CAN LEND YOU A HAND.

Whether your business is a start-up, farming operation or a national franchise, chances are you need cash. We want to help you get off your feet and get the ball rolling. Southern Bank cares about your business, no matter how small.  We provide loans for operations, expansion, credit lines, leasing, and much more. We view each business individually and custom design a loan program that meets your needs. All Southern Bank loan and credit services are *Subject to credit approval.

COMMERCIAL LOANS

Need to finance equipment purchases or consolidate existing business debt? A Commercial Loan may fit the bill. Lending options are numerous, and we’ll do all we can to help you run your business smoothly.

 

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CONSTRUCTION LOANS

Southern’s Construction Loans fit virtually any business need or situation. From property acquisition to final structure, our financing efficiently and economically funds construction or development projects.

 

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AGRICULTURE LOANS

For our agribusiness customers, we provide a quick and dependable source of financing. If you’re purchasing livestock or improving your property, we offer competitive rates, flexible loan terms, and convenient payment plans.

 

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RESERVE PLUS LINE OF CREDIT

Reserve Plus is designed to meet the changing needs of your business.
  • Convenient working capital
  • Pre-approved limit for peace of mind
  • Flexible payment schedule
  • No interest charges until funds are advanced

Subject to approval.

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SBA LOANS

Whether you’re already up and running or just getting started, Small Business Adminstration can help. Come take a look how.

 

Contact your SBA.gov for more details.