Hey! If you’re in your 20s, don’t underestimate how valuable it is to start saving money for retirement now. It’s never too late to start saving, but people in their 20s are at the prime age to maximize the benefits of time, including capitalizing on compounding interest.

Here are 4 tips to help you start growing your money in your 20s.

  1. Employers. Some employers offer to match 401ks. If possible, put in the maximum amount to get the maximum out of your employers’ match.
  2. Investing. Stocks can be risky, but history shows that long-term the markets typically trend upward.
  3. Get help. A financial advisor is always helpful, no matter what your age.
  4. Raise your savings rate. As soon as possible, start saving as much as you can. Even if it’s only $100 or less per month, at least you’re putting away something. But when you can, start putting aside more and more every month. In the long run, you’ll see the big payoff.

For more information about saving in your 20s, visit southernbank.com/financial-wellness.

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