Hey! If your business has at least a year of history and revenue, you may qualify for a small-business loan. Here are three types of small business loans:

  1. The SBA loan program works with banks to offer low interest rates and long-term repayments. This loan is good for large investments such as purchasing real estate or equipment.
  2. A business term loan is up to $500,000 and can have a short-term repayment plan of 6 to 12 months or a long-term loan plan of 10 years or more.
  3. A business line of credit provides quick and easy access to cash and is similar to a credit card. It’s good for managing cash flow, handling unexpected expenses, and paying for short-term business needs.

For more information about small business loans, visit southernbank.com/business/business-loans.

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