Money Matters: Credit Scores

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Credit score is a very important component when you’re trying to buy a house.

Where does “credit score” come from?

  • Payment History
  • Total Credit Used
  • Length of History, New Credit & Types of Credit

How can someone check their credit score?

  • Southern Bank will check someone’s credit score when they apply for a loan. They can also visit AnnualCreditReport.com for a free report once a year.
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Money Matters: College Scams

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How do they access their account?

  • Scammers use phone, email and social media.
  • Unpaid tuition fees and fake scholarships are common scams.

Any other scams students should be aware of?

  • Dating Websites
  • Friendship Websites
  • Discount Bookstores

How do you avoid these scams?

  • Don’t share your personal financial information unless you’re sure you know where it’s going.
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