Credit score is a very important component when you’re trying to buy a house.

Where does “credit score” come from?

• Payment History
• Total Credit Used
• Length of History, New Credit & Types of Credit

How can someone check their credit score?

• Southern Bank will check someone’s credit score when they apply for a loan. They can also visit AnnualCreditReport.com for a free report once a year.

How do they access their account?

• Scammers use phone, email and social media.
• Unpaid tuition fees and fake scholarships are common scams.

Any other scams students should be aware of?

• Dating Websites
• Friendship Websites
• Discount Bookstores

How do you avoid these scams?

• Don’t share your personal financial information unless you’re sure you know where it’s going.