Hey! Do you know about the benefits of a mobile wallet?

Most smartphones today have access to a mobile wallet, which virtually stores payment card information, including credit cards, prepaid cards and checking accounts.

They can be used for both in-person and online purchases. To use the wallet to pay at a store, all you have to do is hold it near the payment machine and either type in your PIN number or approve it on your phone.

The wallet can store payment ...

Hey! Today, we want to talk about how to decide what age you want to start collecting social security benefits.

Benefits can be collected as early as age 62 or as late as 70, though full retirement age depends on when you were born. If you choose to wait, your benefits will increase long term, although most people don’t wait past 70 as by then there is no significant change in what you receive after that.

It’s helpful to estimate your ...

Hey! Let’s talk about how to avoid overdraft fees.

Did you know that you could overdraft your account, even though you have recently made a deposit?

Posting order is the sequence in which a bank processes your transactions. The transactions you make may not post to your account in the order in which you make them, and they may not affect your balance right away.

This includes depositing a check. If you put it into your account after the cutoff hours, the check ...

Hey! Let’s talk about something fundamental, like living within your means.

Living within your means may be the most important financial habit. If you live within your means, your monthly expenses will not be more than your net monthly income.

There are three steps you can take to see if you’re living within your means.

Step 1. Record everything you spend your money on over the course of a month to get a picture of your spending habits.

Step 2. Add up all of ...