TRANSCRIPT

(Jessica) Welcome to Money Matters on the Southern Bank Financial Wellness Network. I’m Jessica.

(John) And I’m John!

(Jessica) And today we’re talking about budgets and how to survive a busted budget.

(John) Jessica, the best way to survive a busted budget is to be prepared.

(Jessica) What if there’s a spike in gas prices or your car needs major repairs?

(John) Exactly. Those are things you have no control over. They just happen, and you have to adjust quickly.

(Jessica) How do we do that?

(John) Two words, Jessica: emergency fund. If you can ...

TRANSCRIPT

(Jessica) Welcome to Money Matters on the Southern Bank Financial Wellness Network. I’m Jessica.

(John) And I’m John!

(Jessica) And today we’re talking about credit card debt. Hmm. That’s a tricky one, John.

(John) It can be. Particularly if you have multiple credit cards with significant balances.

(Jessica) Is it a good idea to consolidate all the cards into one debt, one payment?

(John) Consolidation can be helpful if used wisely. If you have multiple debts with varying interest rates, bundling them together has two notable benefits. The first is that ...

TRANSCRIPT

(Jessica) Welcome to Money Matters on the Southern Bank Financial Wellness Network. Today, we’re talking to employers on how to help your employees deal with financial stress.

(John) Well, Jessica, with prices on everything going up, everyone is feeling the squeeze. That can affect job performance, productivity, job satisfaction, and overall physical and mental health.

(Jessica) So, what can an employer do to help relieve the stress?

(John) Well, the first step is to have a conversation to determine if there even is a problem. Second, offer ...