Dedicated to Growing Small Businesses.

Dedicated to Growing Small Businesses Across North Carolina and Virginia. For 125 years, Southern Bank has invested in the local entrepreneurs who drive our regional economy. From coastal Virginia to the heart of North Carolina, we provide the personalized guidance and local decision-making your business deserves.

The Tools You Need. The Partner You Trust.

A small business owner’s to-do list is never-ending. Southern’s products and guidance keep you on track and in control.

Personalized banking means you have a team dedicated to providing you with everything from processing electronic transactions to managing cash flow. Our advisors are available to help you understand your options and make the best decisions for your business. And as you grow, we’ll be right there to make sure you have all of the banking support you need.

Business banking solutions

As a member of your community, we’re invested in your success. That’s why we offer tools like checking, savings, and money market accounts to keep your business moving forward at every stage.

Treasury services

Maximize your cash flow management without compromising your security. We partner with you to centralize employee payroll, vendor accounts, remote deposits, and more — all while reducing the risk of fraud.

Business loans

One of the best parts about being a local bank is that we can, quite literally, invest in the community we love. Whether you’re looking to launch, build, or expand, our dedicated business lending team will help you find the right financing option for your situation.

Built for Every Stage of Business, Backed by 125 Years

Southern has more than a century of firsthand experience as a small business — and we want you to have that same long-term success.

We know that for every milestone your business achieves, you’ll navigate endless hurdles. Whether you’re just breaking ground or breaking into a whole new sector, you’re going to need comprehensive banking support — and Southern Bank is the local partner you can trust.

Our role is to guide you through all stages of growth and to evolve with you. Our values allow us to not only take responsible steps to support customers, but to take a visionary approach to our products and services — including providing you with the most up-to-date solutions to help your business prosper for years to come.

Your Success Is Our Business.

We bring 125 years of local decision-making to businesses throughout Eastern North Carolina and Southeastern Virginia.

Working with a relationship-driven bank means having a team of advisors in communities like Raleigh, Norfolk, Wilmington, and Virginia Beach who are with you for the long haul. Whether you need financial guidance or a friendly face who understands the local market, Southern is by your side.