Our Story

Bank Founders PhotoSouthern Bank is a wholly owned subsidiary of Southern BancShares (N.C.), Inc. With its Corporate Headquarters located in Mount Olive, the Bank has total assets over $4 billion, and over 60 locations throughout eastern North Carolina and Virginia.

We have achieved our growth and success while staying true to our roots: a commitment to providing the citizens in North Carolina and Virginia with the best in banking products and services, while investing in the lives and communities of our fellow citizens “Down East.” Embracing this sound, conservative banking philosophy for more than 100 years has afforded us gradual yet continuous growth.

Southern Bank is truly unique, and our mission is quite simple. We are large enough to offer the most innovative and convenient banking technologies of today, such as online banking, yet small enough to give our customers the smalltown, personal attention they’ve been getting since 1901. In the age of mega-banks and mergers, we strive to afford our customers the best of both worlds, combining hometown service with the best in banking technologies available today.

Whether it’s Online Banking, VISA Check Card, or 24-Hour Access Banking through our ATM network and Customer Care Center, customers lose nothing by choosing Southern Bank. Yet they gain much in the way of personal attention and peace of mind in the knowledge that they are with a safe, sound, banking institution that cares about their needs.

That’s what we mean by “Our interest is You.” From the smiles we give to the services we offer, all we do is simply give our customers the best banking experience available.

If you bank with us, we thank you for your patronage and look forward to seeing you soon. If you don’t bank with us, we invite you to come by one of our many locations and let us show you how great banking with us can be. Thanks for visiting our web site. Be sure to tell your friends and family about Southern Bank.

Help Center

  • Lost or Stolen Debit or ATM Card

    1.855.ASK.SBANK (1.855.275.7226)

  • Lost or Stolen Credit Card

    1.800.543.9000

  • 24-Hour Emergency Roadside Assistance

    Lock your keys in your car? Car won’t start? Call 1.833.278.1576. It’s free to use up to $80 in service charges. (For GOLD accounts with BaZing Only.)

  • Reorder Checks

    Click Here. Safe & Secure check ordering through Deluxe, our preferred check printer.

  • Customer Care Center

    1.855.ASK.SBANK (1.855.275.7226)
    Mon-Fri 8am-7pm
    Sat 9am-1pm
    Treasury Services Support available Mon-Fri 8am-5:30pm Closed Sun & federal holidays

Online Banking




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