Business Money Market Accounts

Southern Bank offers business owners a choice in Money Market Accounts. Our accounts offer high yields and are safe while allowing your funds to remain liquid.

Commercial Insured Money Market (CIMM)

A traditional money market account, this account features a lower minimum deposit.

  • Minimum opening deposit $1,000
  • Unlimited withdrawals in person or at any ATM
  • Pays a higher tiered interest rate (based on daily collected balance)
  • Limited check-writing privileges

Premium Insured Money Market (PIMM)

  • Minimum opening deposit $25,000
  • Unlimited withdrawals in person or at any ATM
  • Pays a higher tiered interest rate (based on daily collected balance)
  • Limited check-writing privileges

COMMERCIAL INSURED MONEY MARKET SAVINGS IS A COMMERCIAL ANALYSIS ACCOUNT, WHICH MEANS THAT THE ACCOUNT IS CHARGED A SERVICE CHARGE ON ANALYSIS BASIS. THIS METHOD OF DETERMINING SERVICE CHARGES TAKES INTO CONSIDERATION ACCOUNT BALANCE AND ACCOUNT ACTIVITY.


FEDERAL REGULATIONS IMPOSE CERTAIN WITHDRAWAL LIMITATIONS ON MONEY MARKET SAVINGS ACCOUNTS. YOU ARE NOT PERMITTED TO MAKE MORE THAN SIX (6) PREAUTHORIZED TRANSFERS, AUTOMATIC OR TELEPHONIC TRANSFERS OR WITHDRAWALS FROM A MONEY MARKET SAVINGS ACCOUNT PER STATEMENT PERIOD. “TELEPHONIC” TRANSFERS OR WITHDRAWALS INCLUDE THOSE MADE THROUGH A PHONE SYSTEM, AN ONLINE BANKING SERVICE, OR PERSONAL COMPUTER. NO MORE THAN THREE (3) OF THE SIX (6) MAY BE PAYMENTS BY CHECK, DRAFT, DEBIT CARD, OR SIMILAR ORDER PAYABLE TO A THIRD PARTY. THERE IS AN ADDITIONAL CHARGE FOR EXCESSIVE TRANSFERS OR WITHDRAWALS. YOU MAY MAKE UNLIMITED WITHDRAWALS IN PERSON OR THROUGH AN ATM (NON-SOUTHERN BANK ATM FEES WILL APPLY). WE ARE REQUIRED BY LAW TO CLOSE OR CHANGE YOUR ACCOUNT IF YOU REPEATEDLY EXCEED THESE LIMITS. ACCOUNT IS SUBJECT TO APPROVAL.

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Help Center

  • Lost or Stolen Debit or ATM Card

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