Money Matters: Personal Identity Theft

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How worried should people be about becoming victims of identity theft?

  • Every two seconds, someone has their identity stolen. It’s the fastest growing crime in the U.S.

What do you recommend people do to protect themselves?

  • Guard Your Personal Information
  • Shred Sensitive Documents
  • Review Your Credit Report
  • Monitor Your Kids’ Credit Reports

What can Southern Bank do to help?

  • Identity Monitoring
  • Identity Recovery
  • Identity Restoration
  • Fraud Specialists
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Money Matters: Ways to Save

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What can you do to successfully save money?

  • Set Savings Goal
  • Determine Cost
  • Create Budget

What if you feel like there isn’t enough money in your monthly budget to save?

  • Track all your expenses for one week and see if there are any you can eliminate or reduce.
  • See if there are any ways you can earn extra income.

Once people start saving, what is the most important thing they can do to keep saving? 

  • Take stock regularly of how close you are to your goal.
  • Celebrate your successes.
  • Be ...
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Money Matters: Email Fraud

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How do you know if an email is fraud? 

  • The name and company are real
  • Their request is real
  • Sending in the account information
  • BUT these things do not add up to the correct accounts and people

How do you avoid email fraud?

  • Always double check any suspicious requests
  • A quick phone call can verify transfers
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Money Matters: Personal Cyber Security

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People should be well-informed about the rise in cyber attacks since millions happen every day.

How do we prevent security worries?

  • Be aware of the risks and stay up-to-date on the best practices.
  • Change passwords frequently
  • Don’t click strange email links
  • Password protect your devices

What about cyber protection services?

  • They’re worth investing in.

All Southern Bank checking accounts include free ID theft coverage.

  • Expense reimbursement
  • Identity recovery services
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Stress Less with Holiday Tips from Southern Bank

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It’s normal to stress out during the holidays, but Southern Bank wants to take one thing off your plate: money worries.

The winter holidays will soon be here with the promise of good cheer and good times. Unfortunately, they’re also ticking time bombs in terms of stress. From family issues to gift choices, the holiday season can take its toll. Banking doesn’t have to add to the anxiety. Southern Bank brings you peace of mind with these ...

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How to Plan for Christmas Early

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Shopping for the holidays can be a hectic time. Begin early and be prepared for when December rolls around with the help of Southern Bank.

After the holiday rush, many of us suffer from sticker shock. From ingredients for holiday meals to seemingly endless gift lists, the costs can be staggering. Whether you dip into your savings or worse, rack up credit-card debt, the holiday season can really damage your finances. From switching up your banking practices ...

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10 Money Saving Tips

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You’ve probably heard that money doesn’t grow on trees. However, if you watch what you spend, you’ll likely see more money in your account each month. Southern Bank in Greenville, NC has 10 tips to help you keep a little extra money in your pocket for the future.

10 Ways to Save Money

1. Open a savings account.

You’ll save more money in an interest-earning account than in your sock drawer. A savings account can help you get a handle ...

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