How worried should people be about becoming victims of identity theft?

• Every two seconds, someone has their identity stolen. It’s the fastest growing crime in the U.S.

What do you recommend people do to protect themselves?

• Guard Your Personal Information
• Shred Sensitive Documents
• Review Your Credit Report
• Monitor Your Kids’ Credit Reports

What can Southern Bank do to help?

• Identity Monitoring
• Identity Recovery
• Identity Restoration
• Fraud Specialists

What can you do to successfully save money?

• Set Savings Goal
• Determine Cost
• Create Budget

What if you feel like there isn’t enough money in your monthly budget to save?

• Track all your expenses for one week and see if there are any you can eliminate or reduce.
• See if there are any ways you can earn extra income.

Once people start saving, what is the most important thing they can do to keep saving? 

• Take stock regularly of how close you are to your goal.
• Celebrate your successes.
• Be ...

How do you know if an email is fraud? 

• The name and company are real
• Their request is real
• Sending in the account information
• BUT these things do not add up to the correct accounts and people

How do you avoid email fraud?

• Always double check any suspicious requests
• A quick phone call can verify transfers

People should be well-informed about the rise in cyber attacks since millions happen every day.

How do we prevent security worries?

• Be aware of the risks and stay up-to-date on the best practices.
• Change passwords frequently
• Don’t click strange email links
• Password protect your devices

What about cyber protection services?

• They’re worth investing in.

All Southern Bank checking accounts include free ID theft coverage.

• Expense reimbursement
• Identity recovery services