Welcome to Money Matters on Southern Bank's Financial Wellness Network. I'm John.

(Jessica) And I'm Jessica. Today, the topic is recession. How do we navigate these troubled waters, Captain John?

(John) Well, if you don't have a budget, it's time to make one. If you do, it's a good time to review and adjust it as necessary. Next, if you're feeling squeezed, cut all unnecessary expenses. That could include dining out, delaying a vacation, or canceling one or more of your streaming services.

(Jessica) This is also a good time to consider creative ways to increase your income, such as a weekend job or other part-time work.

(John) That’s right. And be sure to focus on paying off all high-interest debt and reducing credit card use as much as possible.

(Jessica) Talk to your financial advisor about minimizing risk and preserving capital in your investment and retirement accounts.

(John) See you next time on Money Matters.

(Jessica) And remember, financial wellness starts here.

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