If you think your identity has been stolen, here are five important steps to take:

Step One: Contact your financial institution to review and possibly remove any fraudulent charges.

Step Two: Contact one of the credit reporting companies to report that you have been a victim of identity theft, and request a fraud alert or credit freeze to your account.

Step Three: Request other credit reports. Victims of identity theft are entitled to credit reports from each of the major credit reporting companies.

Step Four: Submit a complaint to the Federal Trade Commission. This will count as a legal notice. File a report with your local police department as well.

Step Five: Dispute any credit errors and close any fraudulent accounts.

For more information about what to do if your identity has been stolen, visit southernbank.com/getwell. See you next time on Money Matters.

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