If you think your identity has been stolen, here are five important steps to take:
Step One: Contact your financial institution to review and possibly remove any fraudulent charges.
Step Two: Contact one of the credit reporting companies to report that you have been a victim of identity theft, and request a fraud alert or credit freeze to your account.
Step Three: Request other credit reports. Victims of identity theft are entitled to credit reports from each of the major credit reporting companies.
Step Four: Submit a complaint to the Federal Trade Commission. This will count as a legal notice. File a report with your local police department as well.
Step Five: Dispute any credit errors and close any fraudulent accounts.
For more information about what to do if your identity has been stolen, visit southernbank.com/getwell. See you next time on Money Matters.