If you are thinking of buying a home, we have good news. Whether you’re buying your first home, your dream home, or your retirement home, Southern Bank has financing options to meet your needs. All Southern Bank loan and credit services are Subject to credit approval. Here is a sampling of the choices you have as a home buyer or owner:
In person. Online. We’re with you.
FIRST TIME HOMEBUYER
You are about to start an exciting chapter in the life of your family. Your First Home. We are here to help you every step of the way … from the down payment to the last payment … Southern Bank is on your side.
Veterans & Active Duty
VA HOME LOANS
We appreciate the dedication, hard work, and sacrifice of our military personnel. We proudly offer the service, convenience, and personal attention that you deserve, from the very beginning through the life of your loan.
Whether you call it remodeling or renovation, financing your project doesn’t have to be complicated. We keep it simple with one loan and one closing.
From lot purchase through construction and move-in, when it comes to new construction, think of this as your “Swiss Army Knife” loan. It’s one loan that does it all!
For First Time Homebuyers
AFFORDABLE HOUSING PROGRAMS
The Southern Bank Home Team Advantage includes a special program for first time home buyers. If you qualify, you can borrow up to 97% of the cost of your home.
For Educators, First Responders,
& Healthcare Professionals
At Southern Bank, we appreciate the dedication, hard work and sacrifice of our community partners – active or retired, first responders, healthcare professionals, and educators.
For Medical Professionals
Here’s the prescription for the perfect mortgage: A downpayment that could be as low as zero. Private mortgage insurance that is zero. Up to $1 million for your primary and/or secondary home.