NC Home Advantage Program

Our Loan Officers will work with you to determine which type of loan best suits your needs and budget. Contact your local branch and ask to speak with a Loan Officer.

  • Property must be located in NC
  • Primary residence only
  • Purchases only
  • New or Existing property
  • Single Family Residence, Townhome, Off Frame Modular Home
  • $87,500 maximum qualifying income
  • 30 year term
  • Up to 97% Financing
  • Not required to be a First Time Homebuyer
  • Must not own another home
  • Up to 3% Down Payment Assistance for qualified borrower
  • PMI required

Help Center

  • Lost or Stolen Debit or ATM Card

    1.855.ASK.SBANK (1.855.275.7226)

  • Lost or Stolen Credit Card

    1.800.543.9000

  • 24-Hour Emergency Roadside Assistance

    Lock your keys in your car? Car won’t start? Call 1.833.278.1576. It’s free to use up to $80 in service charges. (For GOLD accounts with BaZing Only.)

  • Reorder Checks

    Click Here. Safe & Secure check ordering through Deluxe, our preferred check printer.

  • Customer Care Center

    1.855.ASK.SBANK (1.855.275.7226)
    Mon-Fri 8am-7pm
    Sat 9am-1pm
    Treasury Services Support available Mon-Fri 8am-5:30pm Closed Sun & federal holidays

Online Banking




Don’t have Online Banking? Sign Up