Southern Bank — Outer Banks Area, NC

Lobby: Mon-Fri 9:00 a.m. – 5:00 p.m.
Drive-thru: Mon-Fri 9:00 a.m. – 5:00 p.m.

With three full-service branches on the Outer Banks, we are a community bank focused on offering exceptional service and a personal, relationships-first approach to all our clients.

Check out the testimonial videos below to see how we help our customers grow and what makes our relationships so special. Visit us in Kitty Hawk, Kill Devil Hills, or Manteo, or give us a call and we’ll bring the bank to you.

Neil Songer

Neil Songer
Senior Vice President & Area Manager

“What drew me to Southern Bank was how much they care for each and every client as well as their employees. Their core values aligned with my values, and I’m proud to be a part of the Outer Banks team and share in their passion for helping each other and our customers.”

We’re BIG on small business.

Woodson Dentistry

“Southern Bank. They do it all for me. … I’m not their biggest customer, but they always make you feel that way.” Dr. James Woodson, DDS

Casey & Robbins

“We really need to be on the cutting edge of protecting our clients’ information and funds. And Southern Bank has the tools that let us do that, with their online banking, with their personal aspect. … I can get someone on the phone immediately and we can get any issues addressed.” Michael Casey

Mossy Oak Properties

“People at Southern Bank have the same interest in the community as we do. I’m not afraid ever to give a client to Southern Bank and say, “These guys will take care of you,” cause they’ve never made me a liar.” Billy McOwen

Elizabethan Gardens

“Southern Bank is an amazing community partner, and as a non-profit at the Outer Banks, it’s wonderful to be able to have a relationship with a financial institution that is not only about conducting financial transactions but also believing in the growth of the community.” Carl Curnutte

Contact Us
Kill Devil Hill Branch Photo

Kill Devil Hills

202 S. Croatan Highway
Kill Devil Hills, NC 27948
ATM on Site

Kitty Hawk Branch Photo

Kitty Hawk

4804 N. Croatan Highway
Kitty Hawk, NC 27949
ATM on Site

Southern Bank – Manteo


704 S. Highway 64\264
Manteo, NC 27954
ATM on Site

Help Center

  • Lost or Stolen Debit or ATM Card

    1.855.ASK.SBANK (1.855.275.7226)

  • Lost or Stolen Credit Card


  • 24 Hour Emergency Roadside Assistance

    Lock your keys in your car? Car won’t start? Call 1.833.278.1576. It’s free to use up to $80 in service charges. (For GOLD accounts with BaZing Only.)

  • Reorder Checks

    Click Here. Safe & Secure check ordering through Deluxe, our preferred check printer.

  • Customer Care Center

    1.855.ASK.SBANK (1.855.275.7226)
    Mon-Fri 8am-7pm Sat 9am-1pm Treasury Services Support availableMon-Fri 8am-5:30pm Closed Sun & federal holidays

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